nCino (NASDAQ:NCNO – Get Free Report) and Intapp (NASDAQ:INTA – Get Free Report) are both technology companies, but which is the superior stock? We will contrast the two businesses based on the strength of their risk, profitability, institutional ownership, valuation, earnings, analyst recommendations and dividends.
Profitability
This table compares nCino and Intapp’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| nCino | 5.40% | 7.71% | 4.83% |
| Intapp | -7.15% | -3.30% | -1.64% |
Analyst Ratings
This is a summary of current recommendations for nCino and Intapp, as provided by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| nCino | 1 | 5 | 11 | 1 | 2.67 |
| Intapp | 2 | 4 | 4 | 0 | 2.20 |
Earnings and Valuation
This table compares nCino and Intapp”s top-line revenue, earnings per share and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| nCino | $594.78 million | 3.32 | $5.18 million | $0.30 | 62.27 |
| Intapp | $577.80 million | 4.83 | -$41.31 million | ($0.52) | -70.17 |
nCino has higher revenue and earnings than Intapp. Intapp is trading at a lower price-to-earnings ratio than nCino, indicating that it is currently the more affordable of the two stocks.
Volatility and Risk
nCino has a beta of 0.81, indicating that its stock price is 19% less volatile than the S&P 500. Comparatively, Intapp has a beta of 0.34, indicating that its stock price is 66% less volatile than the S&P 500.
Institutional & Insider Ownership
94.8% of nCino shares are owned by institutional investors. Comparatively, 90.0% of Intapp shares are owned by institutional investors. 1.9% of nCino shares are owned by company insiders. Comparatively, 11.2% of Intapp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.
Summary
nCino beats Intapp on 13 of the 15 factors compared between the two stocks.
About nCino
nCino, Inc., a software-as-a-service company, provides cloud-based software applications to financial institutions in the United States and internationally. Its nCino Bank Operating System connects financial institution employees, clients and third parties on a single cloud-based platform which include client onboarding, deposit account opening, loan origination, end-to-end mortgage suite, and powerful ecosystem. The company's nIQ, an application suite that utilizes data analytics and artificial intelligence and machine learning to provide its customers with automation and insights into their operations, such as tools for analyzing, measuring, and managing credit risk, as well as to enhance their ability to comply with regulatory requirements. It also offers SimpleNexus, a cloud-based mobile-first homeownership software solution. The company serves financial institution customers, including global financial institutions, enterprise banks, regional banks, community banks, credit unions, new market entrants, and independent mortgage banks through business development representatives, account executives, field sales engineers, and customer success managers. nCino, Inc. was founded in 2011 and is headquartered in Wilmington, North Carolina.
About Intapp
Intapp, Inc., through its subsidiary, Integration Appliance, Inc., provides industry-specific cloud-based software solutions for the professional and financial services industry in the United States, the United Kingdom, and internationally. Its solutions include DealCloud, a deal and relationship management solution that manages financial services firms' market relationships, prospective clients and investments, current engagements and deal processes, and operations and compliance activities; collaboration and content solutions, including Intapp documents, an engagement-centric document management system, and Intapp workspaces; risk and compliance management solutions, such as Intapp conflicts, Intapp intake, Intapp terms, Intapp walls, and Intapp employee compliance; and operational and financial management solutions comprising Intapp Billstream, a cloud-based automated proforma invoice solution, Intapp time, and Intapp terms. The company's solutions enable private capital, investment banking, legal, accounting, and consulting firms to realize the benefits of modern AI and cloud-based architectures for their critical business functions without compromising industry-specific functionality or regulatory compliance. It also offers strategic advisory, operational transformation, technology and digital strategy, data strategy, risk management, change management, program management, and M&A preparation; implementation services; managed services; and technical support services, as well as collaboration and integration solutions. The company sells its software on a subscription basis through a direct enterprise sales model. The company was formerly known as LegalApp Holdings, Inc. and changed its name to Intapp, Inc. in February 2021. Intapp, Inc. was founded in 2000 and is headquartered in Palo Alto, California.
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