BMO Capital Markets Cuts Fair Isaac (NYSE:FICO) Price Target to $1,150.00

Fair Isaac (NYSE:FICO) had its price target lowered by BMO Capital Markets from $1,550.00 to $1,150.00 in a report released on Wednesday, MarketBeat.com reports. The brokerage currently has an outperform rating on the technology company’s stock.

Several other equities analysts also recently commented on FICO. Wall Street Zen downgraded Fair Isaac from a “buy” rating to a “hold” rating in a research report on Sunday, June 28th. Raymond James Financial reiterated an “outperform” rating on shares of Fair Isaac in a research report on Wednesday, September 9th. Jefferies Financial Group reissued a “buy” rating on shares of Fair Isaac in a research note on Tuesday. Mizuho set a $1,344.00 price target on shares of Fair Isaac in a report on Tuesday. Finally, Huber Research downgraded shares of Fair Isaac to a “strong sell” rating in a research note on Tuesday. Ten investment analysts have rated the stock with a Buy rating, six have assigned a Hold rating and one has assigned a Sell rating to the stock. According to MarketBeat, the stock currently has a consensus rating of “Moderate Buy” and an average target price of $1,210.38.

Fair Isaac Price Performance

Shares of NYSE:FICO opened at $659.12 on Wednesday. Fair Isaac has a 1 year low of $586.05 and a 1 year high of $1,886.28. The business has a 50 day simple moving average of $1,022.40 and a two-hundred day simple moving average of $1,101.14. The firm has a market capitalization of $14.24 billion, a PE ratio of 19.04, a price-to-earnings-growth ratio of 0.56 and a beta of 1.35.

Fair Isaac (NYSE:FICO) last released its earnings results on Wednesday, July 29th. The technology company reported $12.18 EPS for the quarter, beating analysts’ consensus estimates of $11.76 by $0.42. Fair Isaac had a negative return on equity of 32.51% and a net margin of 34.05%.The firm had revenue of $674.19 million for the quarter, compared to analysts’ expectations of $679.17 million. During the same quarter in the prior year, the firm posted $8.57 earnings per share. The company’s quarterly revenue was up 25.7% on a year-over-year basis. Fair Isaac has set its FY 2026 guidance at 42.430-42.430 EPS. Equities research analysts expect that Fair Isaac will post 37.2 EPS for the current fiscal year.

Insider Activity

In other news, Director Eva Manolis sold 967 shares of the business’s stock in a transaction on Wednesday, July 29th. The stock was sold at an average price of $1,400.00, for a total value of $1,353,800.00. Following the completion of the transaction, the director directly owned 498 shares of the company’s stock, valued at approximately $697,200. The trade was a 66.01% decrease in their position. The transaction was disclosed in a legal filing with the SEC, which is accessible through this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Corporate insiders own 3.02% of the company’s stock.

Institutional Investors Weigh In On Fair Isaac

A number of institutional investors have recently added to or reduced their stakes in FICO. XXEC Inc. acquired a new position in Fair Isaac during the 2nd quarter valued at about $33,189,000. BlackRock Inc. acquired a new stake in Fair Isaac in the second quarter worth about $2,491,517,000. Capital World Investors boosted its holdings in Fair Isaac by 10.7% in the fourth quarter. Capital World Investors now owns 894,593 shares of the technology company’s stock worth $1,512,417,000 after acquiring an additional 86,200 shares in the last quarter. Capital International Investors grew its stake in shares of Fair Isaac by 0.8% during the fourth quarter. Capital International Investors now owns 380,750 shares of the technology company’s stock worth $643,704,000 after acquiring an additional 2,867 shares during the last quarter. Finally, Primecap Management Co. CA purchased a new stake in shares of Fair Isaac during the second quarter worth about $433,508,000. Institutional investors own 85.75% of the company’s stock.

Fair Isaac News Roundup

Here are the key news stories impacting Fair Isaac this week:

• Positive Sentiment: Robert W. Baird maintained an “outperform” rating and lowered its price target to $1,070 from $1,549. Although the target cut reflects greater regulatory risk, it still implies substantial potential upside from recent trading levels. Wall Street This Week
• Positive Sentiment: Wells Fargo reiterated its buy rating, while some investors—including Robinhood traders—were reported to be buying FICO during the selloff. These developments may provide short-term support, but do not remove the regulatory overhang. Wells Fargo Buy Rating
• Neutral Sentiment: Fair Isaac’s stock rebounded after an earlier steep selloff, highlighting high volatility and possible bargain hunting rather than a clear change in the company’s fundamentals. Fair Isaac Rebound
• Negative Sentiment: Reports said the FHFA’s proposed two-bureau framework rattled investors and extended FICO’s September decline. A broader scoring system could introduce competition and pressure the company’s exceptionally high fees in the mortgage market. Two-Bureau Proposal
• Negative Sentiment: Bank of America downgraded FICO to neutral and cut its price target, while BMO also reduced its target. The analyst actions reinforce concerns that regulatory changes may permanently impair Fair Isaac’s growth outlook. Bank of America Downgrade
• Negative Sentiment: Coverage also highlighted a potential $0.99 mortgage-score rival, intensifying fears that cheaper alternatives could challenge FICO’s established position. Mortgage Score Rival

Fair Isaac Company Profile

Fair Isaac Corporation, known as FICO, develops analytics and software used by businesses to make decisions about credit, risk, fraud, customer engagement and other operational activities. The company is best known for the FICO Score, a credit-risk scoring system used by lenders to help evaluate consumer creditworthiness.

FICO’s offerings include credit scoring solutions, decision-management software, fraud detection and identity verification tools, and analytics platforms. Its products are used by financial institutions, insurers, retailers, telecommunications companies and other organizations to automate decisions, manage risk and improve customer relationships.