Euronet Worldwide (NASDAQ:EEFT) vs. Marqeta (NASDAQ:MQ) Financial Contrast

Marqeta (NASDAQ:MQ) and Euronet Worldwide (NASDAQ:EEFT) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their analyst recommendations, profitability, institutional ownership, risk, dividends, valuation and earnings.

Earnings and Valuation

This table compares Marqeta and Euronet Worldwide”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Marqeta	$624.88 million	2.81	-$13.93 million	$0.11	153.59
Euronet Worldwide	$4.24 billion	0.58	$309.50 million	$6.37	10.19

Euronet Worldwide has higher revenue and earnings than Marqeta. Euronet Worldwide is trading at a lower price-to-earnings ratio than Marqeta, indicating that it is currently the more affordable of the two stocks.

Risk and Volatility

Marqeta has a beta of 1.29, suggesting that its share price is 29% more volatile than the S&P 500. Comparatively, Euronet Worldwide has a beta of 0.83, suggesting that its share price is 17% less volatile than the S&P 500.

Profitability

This table compares Marqeta and Euronet Worldwide’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Marqeta	1.53%	1.36%	0.71%
Euronet Worldwide	6.63%	28.60%	5.67%

Insider and Institutional Ownership

78.6% of Marqeta shares are held by institutional investors. Comparatively, 91.6% of Euronet Worldwide shares are held by institutional investors. 13.7% of Marqeta shares are held by company insiders. Comparatively, 12.2% of Euronet Worldwide shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Analyst Ratings

This is a summary of recent ratings and recommmendations for Marqeta and Euronet Worldwide, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Marqeta	2	7	1	1	2.09
Euronet Worldwide	1	3	3	0	2.29

Marqeta currently has a consensus price target of $19.75, indicating a potential upside of 16.90%. Euronet Worldwide has a consensus price target of $94.00, indicating a potential upside of 44.85%. Given Euronet Worldwide’s stronger consensus rating and higher probable upside, analysts clearly believe Euronet Worldwide is more favorable than Marqeta.

Summary

Euronet Worldwide beats Marqeta on 10 of the 15 factors compared between the two stocks.

About Marqeta

Marqeta, Inc. operates a cloud-based open application programming interface platform that delivers card issuing and transaction processing services. It offers its solutions in various verticals, including financial services, on-demand services, expense management, and e-commerce enablement, as well as buy now, pay later. Marqeta, Inc. was incorporated in 2010 and is headquartered in Oakland, California.

About Euronet Worldwide

Euronet Worldwide, Inc. provides payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers worldwide. It operates through three segments: Electronic Fund Transfer Processing, epay, and Money Transfer. The Electronic Fund Transfer Processing segment provides electronic payment solutions, including automated teller machine (ATM) cash withdrawal and deposit services, ATM network participation, outsourced ATM and point-of-sale (POS) management solutions, credit and debit and prepaid card outsourcing, card issuing, and merchant acquiring services. It also offers ATM and POS currency conversion, ATM surcharge, advertising, customer relationship management, mobile top-up, bill payment, fraud management, foreign remittance and cardless payout, banknote recycling, and tax-refund services; and integrated electronic financial transaction software solutions for electronic payment and transaction delivery systems. The epay segment distributes and processes prepaid mobile airtime and other electronic payment products; and provides payment processing services for various prepaid products, cards, and services, as well as vouchers and physical gift fulfillment, and gift card distribution and processing services. This segment operates a network of approximately 821,000 POS terminals. The Money Transfer segment offers consumer-to-consumer and account-to-account money transfer, customers bill payment, check cashing, foreign currency exchange, mobile top-up, and cash management and foreign currency risk management services, as well as payment alternatives, such as money orders and prepaid debit cards. The company was formerly known as Euronet Services, Inc. and changed its name to Euronet Worldwide, Inc. in August 2001. Euronet Worldwide, Inc. was founded in 1994 and is headquartered in Leawood, Kansas.