Enova International (NYSE:ENVA) Releases FY 2026 Earnings Guidance

Enova International (NYSE:ENVA) updated its FY 2026 earnings guidance on Monday morning. The company provided earnings per share guidance of 16.850-17.500 for the period, compared to the consensus estimate of 17.020. The company issued revenue guidance of $3.8 billion-$3.9 billion, compared to the consensus revenue estimate of $3.9 billion. Enova International also updated its Q3 2026 guidance to 4.370-4.370 EPS.

Wall Street Analyst Weigh In

A number of equities research analysts have weighed in on the company. Wall Street Zen lowered Enova International from a “strong-buy” rating to a “buy” rating in a research report on Saturday, August 22nd. Citizens Jmp lifted their price objective on shares of Enova International from $195.00 to $270.00 and gave the stock a “market outperform” rating in a research note on Friday, June 26th. TD Cowen upped their target price on Enova International from $250.00 to $257.00 and gave the company a “buy” rating in a research report on Friday, July 24th. Jefferies Financial Group boosted their price target on Enova International from $260.00 to $280.00 and gave the company a “buy” rating in a research note on Wednesday, July 8th. Finally, Weiss Ratings reissued a “buy (b-)” rating on shares of Enova International in a report on Friday, July 17th. One investment analyst has rated the stock with a Strong Buy rating and eight have issued a Buy rating to the stock. According to MarketBeat, the company presently has a consensus rating of “Buy” and an average target price of $247.83.

Enova International Trading Up 1.5%

Shares of ENVA stock opened at $226.75 on Tuesday. The firm has a market capitalization of $5.65 billion, a P/E ratio of 16.81 and a beta of 1.21. The company has a debt-to-equity ratio of 3.35, a quick ratio of 18.42 and a current ratio of 18.42. Enova International has a fifty-two week low of $103.02 and a fifty-two week high of $267.45. The stock’s fifty day moving average is $240.76 and its two-hundred day moving average is $192.01.

Enova International (NYSE:ENVA) last posted its quarterly earnings results on Thursday, July 23rd. The credit services provider reported $4.31 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $3.99 by $0.32. The business had revenue of $928.93 million during the quarter, compared to analyst estimates of $909.61 million. Enova International had a return on equity of 26.66% and a net margin of 10.31%.The business’s revenue was up 21.6% compared to the same quarter last year. During the same period in the prior year, the business earned $3.23 earnings per share. Research analysts expect that Enova International will post 16.3 earnings per share for the current fiscal year.

Insider Buying and Selling

In other Enova International news, Chairman David Fisher sold 33,060 shares of the firm’s stock in a transaction on Wednesday, June 17th. The stock was sold at an average price of $199.05, for a total transaction of $6,580,593.00. Following the completion of the sale, the chairman owned 306,444 shares of the company’s stock, valued at $60,997,678.20. This trade represents a 9.74% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is available through the SEC website. Also, Director Mark Tebbe sold 20,000 shares of the company’s stock in a transaction on Thursday, June 18th. The shares were sold at an average price of $201.37, for a total value of $4,027,400.00. Following the completion of the transaction, the director directly owned 50,029 shares in the company, valued at approximately $10,074,339.73. This trade represents a 28.56% decrease in their position. The disclosure for this sale is available in the SEC filing. Insiders sold 71,629 shares of company stock worth $15,094,986 over the last quarter. 8.40% of the stock is currently owned by insiders.

Enova International Company Profile

Enova International, Inc is a financial technology company that provides online financial services to consumers and small businesses. The company uses technology, data analytics and automated decision-making to offer credit products designed for customers who may have limited access to traditional bank financing.

Enova’s consumer finance brands include CashNetUSA and NetCredit, which offer products such as short-term and installment loans, lines of credit and other forms of personal credit, subject to applicable laws and eligibility requirements.