Equifax (NYSE:EFX) Shares Gap Down – What’s Next?

Equifax, Inc. (NYSE:EFX) gapped down before the market opened on Tuesday . The stock had previously closed at $180.08, but opened at $158.94. Equifax shares last traded at $168.6820, with a volume of 1,606,383 shares changing hands.

Key Equifax News

Here are the key news stories impacting Equifax this week:

• Positive Sentiment: Equifax topped Q2 earnings estimates with EPS of $2.25 and posted $1.70 billion in revenue, up 11% year over year, showing solid underlying demand in its credit services and verification businesses. Article Title
• Positive Sentiment: Management raised its AI-driven cost savings target to $150 million through 2028, which could support margins and operating leverage over time. Article Title
• Positive Sentiment: Analysts largely kept bullish ratings after the report, with several still recommending Buy despite trimming price targets, suggesting the long-term thesis remains intact. Article Title
• Neutral Sentiment: Equifax announced a deal to acquire Círculo de Crédito, which could broaden its footprint, but investors are still waiting to see the financial impact of the transaction. Article Title
• Negative Sentiment: The stock is reacting to weaker-than-expected Q3 and full-year 2026 guidance, which came in below Wall Street forecasts and overshadowed the earnings beat. Article Title
• Negative Sentiment: Margins were pressured by a legal settlement accrual, and management also pointed to ongoing mortgage-market and macroeconomic softness, adding to near-term caution. Article Title

Wall Street Analysts Forecast Growth

Several brokerages recently weighed in on EFX. BNP Paribas Exane reduced their price target on shares of Equifax from $195.00 to $185.00 and set a “neutral” rating on the stock in a research report on Thursday, June 18th. Barclays dropped their price objective on shares of Equifax from $215.00 to $200.00 and set an “equal weight” rating for the company in a research note on Wednesday. BMO Capital Markets decreased their target price on shares of Equifax from $195.00 to $179.00 and set a “market perform” rating on the stock in a research report on Monday, July 13th. Royal Bank Of Canada lowered their price target on shares of Equifax from $222.00 to $194.00 and set an “outperform” rating for the company in a report on Wednesday. Finally, Rothschild & Co Redburn dropped their price target on Equifax from $226.00 to $214.00 in a research report on Friday, May 8th. Thirteen equities research analysts have rated the stock with a Buy rating and six have assigned a Hold rating to the stock. According to MarketBeat, the stock currently has an average rating of “Moderate Buy” and a consensus price target of $215.79.

Equifax Price Performance

The company has a debt-to-equity ratio of 0.92, a current ratio of 0.60 and a quick ratio of 0.61. The firm has a market cap of $20.28 billion, a P/E ratio of 29.93, a PEG ratio of 1.31 and a beta of 1.32. The stock’s 50-day simple moving average is $165.52 and its two-hundred day simple moving average is $183.07.

Equifax (NYSE:EFX) last released its earnings results on Tuesday, July 21st. The credit services provider reported $2.25 earnings per share (EPS) for the quarter, topping the consensus estimate of $2.20 by $0.05. Equifax had a net margin of 10.73% and a return on equity of 21.61%. The firm had revenue of $1.70 billion during the quarter, compared to analyst estimates of $1.70 billion. During the same quarter last year, the business earned $2.00 EPS. The business’s revenue was up 10.6% on a year-over-year basis. Equifax has set its Q3 2026 guidance at 2.150-2.250 EPS and its FY 2026 guidance at 8.390-8.690 EPS. Equities research analysts forecast that Equifax, Inc. will post 8.56 earnings per share for the current fiscal year.

Equifax Announces Dividend

The company also recently disclosed a quarterly dividend, which was paid on Monday, June 15th. Shareholders of record on Friday, May 22nd were paid a $0.56 dividend. The ex-dividend date of this dividend was Friday, May 22nd. This represents a $2.24 annualized dividend and a yield of 1.3%. Equifax’s dividend payout ratio (DPR) is presently 39.44%.

Insider Activity at Equifax

In other Equifax news, CEO Mark W. Begor sold 37,791 shares of the business’s stock in a transaction that occurred on Friday, April 24th. The stock was sold at an average price of $172.40, for a total transaction of $6,515,168.40. Following the completion of the transaction, the chief executive officer owned 271,730 shares in the company, valued at $46,846,252. The trade was a 12.21% decrease in their ownership of the stock. The sale was disclosed in a filing with the Securities & Exchange Commission, which is available at this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, EVP Chad M. Borton sold 2,455 shares of the company’s stock in a transaction that occurred on Thursday, May 7th. The shares were sold at an average price of $173.89, for a total value of $426,899.95. Following the transaction, the executive vice president directly owned 29,518 shares in the company, valued at approximately $5,132,885.02. This represents a 7.68% decrease in their position. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. 1.70% of the stock is owned by insiders.

Institutional Trading of Equifax

A number of hedge funds and other institutional investors have recently bought and sold shares of EFX. Cullen Frost Bankers Inc. purchased a new stake in shares of Equifax during the fourth quarter valued at $25,000. Ameriflex Group Inc. increased its stake in Equifax by 612.5% in the 4th quarter. Ameriflex Group Inc. now owns 114 shares of the credit services provider’s stock worth $25,000 after buying an additional 98 shares during the period. Reflection Asset Management bought a new stake in Equifax during the 4th quarter valued at about $26,000. Kemnay Advisory Services Inc. bought a new stake in Equifax during the 4th quarter valued at about $26,000. Finally, Lodestone Wealth Management LLC purchased a new stake in Equifax in the 4th quarter valued at about $29,000. Hedge funds and other institutional investors own 96.20% of the company’s stock.

About Equifax

Equifax Inc (NYSE: EFX) is a global data, analytics and technology company that specializes in consumer and commercial credit reporting, decisioning tools and identity solutions. Headquartered in Atlanta, Georgia, Equifax is one of the three major consumer credit reporting agencies in the United States and provides credit information and related services to lenders, employers, governments and consumers worldwide.

The company’s offerings include consumer credit reports and scores, credit monitoring and identity protection services, and a range of business-oriented products for risk management, fraud detection and compliance.