Research Analysts Set Expectations for OppFi Q3 Earnings

OppFi Inc. (NYSE:OPFI) – Research analysts at Northland Securities issued their Q3 2027 earnings per share (EPS) estimates for OppFi in a research report issued on Thursday, June 25th. Northland Securities analyst M. Grondahl forecasts that the company will post earnings per share of $0.66 for the quarter. The consensus estimate for OppFi’s current full-year earnings is $1.80 per share. Northland Securities also issued estimates for OppFi’s FY2027 earnings at $2.41 EPS, Q1 2028 earnings at $0.70 EPS and FY2028 earnings at $2.91 EPS.

Other equities analysts also recently issued research reports about the company. Stephens upped their target price on OppFi from $9.00 to $11.00 and gave the company an “equal weight” rating in a report on Friday, May 8th. Wall Street Zen raised shares of OppFi from a “buy” rating to a “strong-buy” rating in a research report on Saturday, June 6th. Citizens Jmp decreased their price objective on shares of OppFi from $16.00 to $15.00 and set a “market outperform” rating for the company in a report on Friday, April 17th. Finally, Weiss Ratings raised shares of OppFi from a “sell (d+)” rating to a “hold (c)” rating in a research report on Tuesday, May 12th. One investment analyst has rated the stock with a Buy rating and three have given a Hold rating to the company. According to data from MarketBeat, the stock has a consensus rating of “Hold” and a consensus price target of $13.00.

OppFi Stock Performance

Shares of OPFI stock opened at $9.32 on Friday. The firm has a market cap of $796.26 million, a P/E ratio of 10.03 and a beta of 1.79. OppFi has a fifty-two week low of $7.36 and a fifty-two week high of $15.03. The business’s 50 day moving average price is $8.67 and its 200-day moving average price is $9.13.

OppFi (NYSE:OPFI) last announced its quarterly earnings results on Thursday, May 7th. The company reported $0.35 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $0.33 by $0.02. The company had revenue of $87.30 million for the quarter, compared to the consensus estimate of $151.14 million. OppFi had a return on equity of 39.90% and a net margin of 10.86%.

Institutional Inflows and Outflows

Institutional investors have recently modified their holdings of the business. Goldman Sachs Group Inc. lifted its position in OppFi by 191.3% during the 1st quarter. Goldman Sachs Group Inc. now owns 189,961 shares of the company’s stock valued at $1,767,000 after acquiring an additional 124,744 shares during the period. Rhumbline Advisers grew its holdings in OppFi by 23.3% in the first quarter. Rhumbline Advisers now owns 19,362 shares of the company’s stock worth $180,000 after purchasing an additional 3,662 shares during the period. Creative Planning purchased a new stake in OppFi in the second quarter worth about $188,000. Cetera Investment Advisers bought a new position in shares of OppFi during the second quarter valued at approximately $206,000. Finally, JPMorgan Chase & Co. increased its stake in shares of OppFi by 3,200.3% during the second quarter. JPMorgan Chase & Co. now owns 296,399 shares of the company’s stock valued at $4,147,000 after purchasing an additional 287,418 shares in the last quarter. 7.10% of the stock is currently owned by institutional investors.

Insider Buying and Selling

In related news, Director Christina M. Favilla sold 30,000 shares of the company’s stock in a transaction on Monday, June 8th. The stock was sold at an average price of $8.14, for a total value of $244,200.00. Following the sale, the director directly owned 156,737 shares of the company’s stock, valued at $1,275,839.18. This represents a 16.07% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available at this link. Also, Director David Vennettilli sold 10,000 shares of the stock in a transaction on Monday, May 4th. The stock was sold at an average price of $10.00, for a total value of $100,000.00. Following the completion of the transaction, the director owned 132,389 shares of the company’s stock, valued at approximately $1,323,890. This trade represents a 7.02% decrease in their position. The SEC filing for this sale provides additional information. Company insiders own 70.20% of the company’s stock.

About OppFi

OppFi (NYSE: OPFI) is a financial technology company that provides digital lending and credit solutions designed to meet the needs of near-prime consumers in the United States. Through its technology-driven platform, OppFi offers unsecured installment loans under the OppLoans brand, allowing borrowers to access credit online or via mobile devices. The company leverages proprietary data analytics and machine learning models to assess credit risk, streamline underwriting processes and deliver personalized loan products with transparent terms.

Headquartered in Chicago, Illinois, OppFi was founded in 2013 with a mission to increase financial inclusion for underserved and underbanked populations.