Lloyds Banking Group’s (LLOY) Hold Rating Reiterated at Shore Capital

Shore Capital reissued their hold rating on shares of Lloyds Banking Group (LON:LLOY) in a report issued on Thursday, Marketbeat reports.

Several other equities analysts also recently issued reports on LLOY. Jefferies Financial Group reiterated a “buy” rating and set a GBX 105 price objective on shares of Lloyds Banking Group in a research report on Tuesday, October 28th. Royal Bank Of Canada increased their target price on shares of Lloyds Banking Group from GBX 100 to GBX 110 and gave the company an “outperform” rating in a research note on Tuesday, October 28th. UBS Group reissued a “neutral” rating and issued a GBX 103 price target on shares of Lloyds Banking Group in a research note on Friday, January 23rd. Barclays boosted their target price on shares of Lloyds Banking Group from GBX 100 to GBX 120 and gave the company an “overweight” rating in a research note on Wednesday, January 7th. Finally, Deutsche Bank Aktiengesellschaft increased their price target on shares of Lloyds Banking Group from GBX 100 to GBX 110 and gave the stock a “buy” rating in a research report on Friday, January 23rd. Five research analysts have rated the stock with a Buy rating and four have issued a Hold rating to the stock. Based on data from MarketBeat.com, the company has a consensus rating of “Moderate Buy” and a consensus price target of GBX 104.33.

Lloyds Banking Group Stock Up 3.3%

LON LLOY opened at GBX 108.95 on Thursday. The stock has a market cap of £64.02 billion, a PE ratio of 19.11, a P/E/G ratio of 1.84 and a beta of 1.23. The business has a 50 day moving average price of GBX 98.42 and a two-hundred day moving average price of GBX 88.82. Lloyds Banking Group has a fifty-two week low of GBX 60.30 and a fifty-two week high of GBX 108.95.

Lloyds Banking Group (LON:LLOY) last released its quarterly earnings results on Thursday, January 29th. The financial services provider reported GBX 7 EPS for the quarter. Lloyds Banking Group had a return on equity of 11.22% and a net margin of 16.66%. Sell-side analysts anticipate that Lloyds Banking Group will post 7.3199528 EPS for the current fiscal year.

Trending Headlines about Lloyds Banking Group

Here are the key news stories impacting Lloyds Banking Group this week:

• Positive Sentiment: Results and guidance — Lloyds reported better-than-expected quarterly earnings (GBX 7 EPS) and management upgraded targets after FY profit rose ~12%, strengthening the outlook for returns to shareholders. Lloyds profits surge as push to boost smaller business lines pays off
• Positive Sentiment: Large buybacks — Lloyds launched a £1.75bn share buyback programme to cut share capital, a clear return-of-capital signal that supports EPS and shareholder value. Lloyds Banking Group Launches £1.75bn Share Buyback to Cut Share Capital
• Positive Sentiment: Immediate buyback action — the bank repurchased and cancelled 10 million ordinary shares, indicating execution of the buyback and shrinking float. Lloyds Banking Group Buys Back and Cancels 10 Million Shares
• Positive Sentiment: Shareholder returns — management plans to return c.£3.1bn to investors after profits beat forecasts, supporting dividend and buyback expectations. Lloyds to return £3.1bn to investors as profits surge past forecasts
• Positive Sentiment: AI upside — Lloyds projects over £100m of value from next‑generation AI in 2026, implying structural efficiency gains and revenue upside. Lloyds Projects £100M Value From AI in 2026
• Neutral Sentiment: Funding programme update — Lloyds published a supplementary prospectus for its £25bn Euro Medium Term Note programme (routine funding/liquidity housekeeping). Lloyds Banking Group Updates £25bn Euro Medium Term Note Programme
• Neutral Sentiment: Capital allocation debate — management is weighing a larger buyback/dividend versus regulatory capital and digital investment needs, signalling prudent balancing of growth and returns. Lloyds Weighs Larger Buyback And Dividend Against Regulatory And Digital Goals
• Neutral Sentiment: Board/governance update — Chris Vogelzang appointed to the board risk committee (governance/oversight improvement). Lloyds Banking Group Appoints Chris Vogelzang to Board Risk Committee
• Neutral Sentiment: Analyst stance — some brokers reaffirmed “hold” ratings (Bank of America maintained Hold with p110 PT), suggesting upside may be perceived as limited relative to recent gains. Balanced Risk-Reward Keeps Lloyds at Hold Despite Solid Results and Capital Returns
• Negative Sentiment: Motor-finance legacy issues — the business missed some motor‑finance expectations, a reminder of legacy remediation and credit risk in parts of the portfolio. Lloyds secures higher-than-expected profit haul despite motor finance hit
• Negative Sentiment: Political/regulatory risk — CEO publicly defended banks after political threats of tax changes, highlighting the potential for adverse regulatory or tax policy to affect sector returns. Lloyds boss defends banks after Farage threatens tax raid
• Negative Sentiment: Valuation caution — some commentators argue the market has already priced much of the upside, leading to rating/target adjustments (market “caught up”). Lloyds Banking Group: Earnings Continue To Impress, But The Market Has Caught Up (Rating Downgrade)

Lloyds Banking Group Company Profile

We are the largest UK retail and commercial financial services provider with over 25 million customers and a presence in nearly every community.

The Group’s main business activities are retail and commercial banking, general insurance and long-term savings, provided through the largest branch network and digital bank in the UK, with well recognised brands including Lloyds Bank, Halifax, Bank of Scotland and Scottish Widows.

Our shares are quoted on the London and New York stock exchanges and we are one of the largest companies in the FTSE 100 index.