PennyMac Financial Services, Inc. Declares Quarterly Dividend of $0.30 (NYSE:PFSI)

PennyMac Financial Services, Inc. (NYSE:PFSI) declared a quarterly dividend on Wednesday, January 28th. Shareholders of record on Monday, February 16th will be paid a dividend of 0.30 per share by the real estate investment trust on Thursday, February 26th. This represents a c) dividend on an annualized basis and a yield of 1.3%. The ex-dividend date of this dividend is Friday, February 13th.

PennyMac Financial Services has increased its dividend payment by an average of 0.5%annually over the last three years and has increased its dividend every year for the last 1 years. PennyMac Financial Services has a payout ratio of 8.0% meaning its dividend is sufficiently covered by earnings. Research analysts expect PennyMac Financial Services to earn $16.15 per share next year, which means the company should continue to be able to cover its $1.20 annual dividend with an expected future payout ratio of 7.4%.

PennyMac Financial Services Stock Down 36.0%

Shares of PFSI stock traded down $53.85 during mid-day trading on Friday, hitting $95.86. 1,512,928 shares of the stock traded hands, compared to its average volume of 503,308. PennyMac Financial Services has a 52-week low of $85.74 and a 52-week high of $160.36. The stock has a market cap of $4.98 billion, a P/E ratio of 10.29, a P/E/G ratio of 0.67 and a beta of 1.57. The company has a debt-to-equity ratio of 3.01, a current ratio of 0.36 and a quick ratio of 0.36. The stock’s fifty day moving average is $137.97 and its two-hundred day moving average is $123.00.

PennyMac Financial Services (NYSE:PFSI) last issued its quarterly earnings data on Thursday, January 29th. The real estate investment trust reported $1.97 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $3.23 by ($1.26). PennyMac Financial Services had a return on equity of 11.69% and a net margin of 25.21%.The firm had revenue of $538.01 million during the quarter, compared to analysts’ expectations of $639.81 million. During the same period in the previous year, the firm earned $1.95 EPS. The firm’s quarterly revenue was up 14.4% on a year-over-year basis. Equities analysts predict that PennyMac Financial Services will post 13.77 EPS for the current year.

PennyMac Financial Services News Roundup

Here are the key news stories impacting PennyMac Financial Services this week:

• Positive Sentiment: PennyMac declared a $0.30 quarterly cash dividend, payable Feb 26 to holders of record Feb 16 — a signal of continued shareholder returns. PennyMac Reports Fourth Quarter and Full‑Year 2025 Results
• Positive Sentiment: Company reported year‑over‑year revenue growth (up ~14.4%) and a small increase in book value per share (to $82.77), which supports underlying franchise strength despite the quarter’s misses. PennyMac Reports Fourth Quarter and Full‑Year 2025 Results
• Neutral Sentiment: Brokerage coverage remains constructive at a consensus “Moderate Buy,” which could limit downside if fundamentals stabilize and margins recover. Consensus Rating Article
• Neutral Sentiment: Management hosted an earnings call and the transcript/highlights are available for detail on margin drivers, reserve assumptions and capital deployment plans — useful for assessing whether the margin pressure is temporary. Earnings Call Highlights
• Negative Sentiment: Q4 EPS missed by $1.26 and revenue missed by ~$101.8M vs. consensus; Seeking Alpha and other outlets report shares dropped sharply as management flagged pressured margins — the primary driver of today’s share decline. Shares Sink After Earnings Miss
• Negative Sentiment: Multiple news outlets (Zacks, Yahoo, MarketBeat summaries) emphasize the magnitude of the miss and lower near‑term profitability, increasing uncertainty around near‑term earnings and valuation multiples. Earnings Miss Coverage

PennyMac Financial Services Company Profile

PennyMac Financial Services, Inc (NYSE: PFSI) is a leading mortgage banking company based in Westlake Village, California. The firm operates through two primary business segments: Production and Mortgage Servicing Rights (MSR). In its Production segment, PennyMac originates residential mortgage loans through retail, wholesale and correspondent channels, focusing on both purchase and refinance transactions. The MSR segment involves the acquisition and servicing of mortgage loans, whereby the company earns fees for managing loan portfolios on behalf of investors.

Since its founding in 2008, PennyMac has grown through a combination of organic origination and strategic acquisition of servicing rights, positioning itself as one of the largest residential mortgage loan servicers in the United States.