Contrasting Bankinter (BKNIY) and Its Peers

Bankinter (OTCMKTS:BKNIY) is one of 919 public companies in the “Banks” industry, but how does it compare to its peers? We will compare Bankinter to related companies based on the strength of its risk, analyst recommendations, profitability, earnings, valuation, institutional ownership and dividends.

Analyst Ratings

This is a breakdown of current ratings for Bankinter and its peers, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bankinter	2	1	2	1	2.33
Bankinter Competitors	7503	30277	27877	1492	2.35

As a group, “Banks” companies have a potential upside of 14.42%. Given Bankinter’s peers stronger consensus rating and higher probable upside, analysts clearly believe Bankinter has less favorable growth aspects than its peers.

Profitability

This table compares Bankinter and its peers’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Bankinter	24.51%	17.89%	0.88%
Bankinter Competitors	15.66%	9.47%	0.93%

Risk and Volatility

Bankinter has a beta of -0.09, suggesting that its share price is 109% less volatile than the S&P 500. Comparatively, Bankinter’s peers have a beta of 0.62, suggesting that their average share price is 38% less volatile than the S&P 500.

Dividends

Bankinter pays an annual dividend of $0.45 per share and has a dividend yield of 2.8%. Bankinter pays out 30.2% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 8.9% and pay out 28.9% of their earnings in the form of a dividend. Bankinter lags its peers as a dividend stock, given its lower dividend yield and higher payout ratio.

Insider & Institutional Ownership

48.0% of shares of all “Banks” companies are held by institutional investors. 9.7% of shares of all “Banks” companies are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Valuation and Earnings

This table compares Bankinter and its peers revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Bankinter	$5.27 billion	$1.23 billion	10.86
Bankinter Competitors	$32.39 billion	$2.42 billion	21.02

Bankinter’s peers have higher revenue and earnings than Bankinter. Bankinter is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.

Summary

Bankinter peers beat Bankinter on 12 of the 15 factors compared.

Bankinter Company Profile

Bankinter is a Spanish banking group headquartered in Madrid. Founded in 1965 as Banco Intercontinental Español, it began as an industrial bank before expanding into commercial banking and other financial services. The company serves individual customers, businesses and institutional clients through retail, corporate and private banking. Its services include deposits, loans, mortgages, payment and investment products, and consumer finance. Bankinter operates primarily in Spain and also serves customers in Portugal and Ireland.