First Northern Community Bancorp (FNRN) and Its Peers Head-To-Head Contrast

First Northern Community Bancorp (NASDAQ:FNRN) is one of 919 publicly-traded companies in the “Banks” industry, but how does it contrast to its peers? We will compare First Northern Community Bancorp to similar companies based on the strength of its valuation, profitability, institutional ownership, dividends, analyst recommendations, earnings and risk.

Volatility & Risk

First Northern Community Bancorp has a beta of 0.04, suggesting that its stock price is 96% less volatile than the S&P 500. Comparatively, First Northern Community Bancorp’s peers have a beta of 0.61, suggesting that their average stock price is 39% less volatile than the S&P 500.

Earnings & Valuation

This table compares First Northern Community Bancorp and its peers top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
First Northern Community Bancorp	$88.40 million	$21.13 million	12.41
First Northern Community Bancorp Competitors	$9.95 billion	$2.42 billion	21.05

First Northern Community Bancorp’s peers have higher revenue and earnings than First Northern Community Bancorp. First Northern Community Bancorp is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.

Analyst Ratings

This is a breakdown of recent ratings and price targets for First Northern Community Bancorp and its peers, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Northern Community Bancorp	0	0	1	0	3.00
First Northern Community Bancorp Competitors	7497	30257	27867	1491	2.35

As a group, “Banks” companies have a potential upside of 14.53%. Given First Northern Community Bancorp’s peers higher probable upside, analysts clearly believe First Northern Community Bancorp has less favorable growth aspects than its peers.

Insider and Institutional Ownership

17.9% of First Northern Community Bancorp shares are owned by institutional investors. Comparatively, 48.0% of shares of all “Banks” companies are owned by institutional investors. 11.9% of First Northern Community Bancorp shares are owned by insiders. Comparatively, 9.7% of shares of all “Banks” companies are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Profitability

This table compares First Northern Community Bancorp and its peers’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
First Northern Community Bancorp	24.39%	10.73%	1.18%
First Northern Community Bancorp Competitors	15.62%	9.43%	0.93%

Summary

First Northern Community Bancorp peers beat First Northern Community Bancorp on 7 of the 13 factors compared.

First Northern Community Bancorp Company Profile

First Northern Community Bancorp is the bank holding company for First Northern Bank, a community bank headquartered in Dixon, California. The bank traces its roots to 1910 and serves individuals, businesses and organizations in Northern California. Its services include checking and savings accounts, certificates of deposit, consumer and business loans, commercial real estate financing, and banking services for businesses. Customers can also access digital banking tools and cash-management services.