Neptune Insurance (NP) and The Competition Financial Review

Neptune Insurance (NYSE:NP) is one of 311 public companies in the “Insurance” industry, but how does it weigh in compared to its peers? We will compare Neptune Insurance to related companies based on the strength of its risk, analyst recommendations, institutional ownership, valuation, profitability, dividends and earnings.

Valuation and Earnings

This table compares Neptune Insurance and its peers gross revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Neptune Insurance	$159.55 million	$37.41 million	89.69
Neptune Insurance Competitors	$15.48 billion	$1.70 billion	33.73

Neptune Insurance’s peers have higher revenue and earnings than Neptune Insurance. Neptune Insurance is trading at a higher price-to-earnings ratio than its peers, indicating that it is currently more expensive than other companies in its industry.

Institutional & Insider Ownership

55.9% of shares of all “Insurance” companies are held by institutional investors. 74.3% of Neptune Insurance shares are held by insiders. Comparatively, 13.4% of shares of all “Insurance” companies are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Analyst Ratings

This is a breakdown of current recommendations and price targets for Neptune Insurance and its peers, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Neptune Insurance	0	6	7	0	2.54
Neptune Insurance Competitors	3344	15710	16556	743	2.40

Neptune Insurance currently has a consensus target price of $32.29, indicating a potential upside of 12.51%. As a group, “Insurance” companies have a potential upside of 4.78%. Given Neptune Insurance’s stronger consensus rating and higher possible upside, analysts clearly believe Neptune Insurance is more favorable than its peers.

Profitability

This table compares Neptune Insurance and its peers’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Neptune Insurance	22.71%	-26.63%	65.29%
Neptune Insurance Competitors	8.67%	-9.88%	4.11%

Summary

Neptune Insurance beats its peers on 7 of the 12 factors compared.

About Neptune Insurance

Neptune Insurance is a technology-enabled provider of private flood insurance. Founded in 2016, the company uses data analytics and risk modeling to assess flood exposure and support policy underwriting and distribution. Its products include flood coverage for residential and commercial properties, with options for protection of buildings and contents. Neptune distributes its policies through a network of insurance agents and serves customers across the United States. Founder Trevor Burgess has served as the company’s chief executive officer.