Flywire (NASDAQ:FLYW) versus Banco Latinoamericano de Comercio Exterior (NYSE:BLX) Head to Head Analysis

Flywire (NASDAQ:FLYW) and Banco Latinoamericano de Comercio Exterior (NYSE:BLX) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their valuation, institutional ownership, earnings, profitability, risk, analyst recommendations and dividends.

Volatility and Risk

Flywire has a beta of 1.32, suggesting that its share price is 32% more volatile than the S&P 500. Comparatively, Banco Latinoamericano de Comercio Exterior has a beta of 0.84, suggesting that its share price is 16% less volatile than the S&P 500.

Earnings & Valuation

This table compares Flywire and Banco Latinoamericano de Comercio Exterior”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Flywire	$763.70 million	3.54	$13.50 million	$0.60	37.08
Banco Latinoamericano de Comercio Exterior	$345.99 million	5.47	$226.88 million	$6.06	8.39

Banco Latinoamericano de Comercio Exterior has lower revenue, but higher earnings than Flywire. Banco Latinoamericano de Comercio Exterior is trading at a lower price-to-earnings ratio than Flywire, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Flywire and Banco Latinoamericano de Comercio Exterior’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Flywire	10.34%	9.25%	6.38%
Banco Latinoamericano de Comercio Exterior	27.91%	13.96%	1.68%

Analyst Ratings

This is a breakdown of recent recommendations and price targets for Flywire and Banco Latinoamericano de Comercio Exterior, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Flywire	0	8	7	0	2.47
Banco Latinoamericano de Comercio Exterior	0	0	1	0	3.00

Flywire presently has a consensus target price of $22.58, indicating a potential upside of 1.47%. Given Flywire’s higher possible upside, research analysts clearly believe Flywire is more favorable than Banco Latinoamericano de Comercio Exterior.

Institutional and Insider Ownership

95.9% of Flywire shares are owned by institutional investors. Comparatively, 19.5% of Banco Latinoamericano de Comercio Exterior shares are owned by institutional investors. 5.0% of Flywire shares are owned by company insiders. Comparatively, 0.2% of Banco Latinoamericano de Comercio Exterior shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Summary

Flywire beats Banco Latinoamericano de Comercio Exterior on 8 of the 14 factors compared between the two stocks.

About Flywire

Flywire Corporation is a global payments and software company that helps businesses and institutions manage domestic and cross-border payments. Its platform connects payment processing with organizations’ existing systems and supports multiple currencies and local payment methods. The company serves customers in sectors including education, healthcare, travel and business-to-business services. Its offerings help organizations collect payments from customers and manage related payment workflows, including international transactions.

About Banco Latinoamericano de Comercio Exterior

Banco Latinoamericano de Comercio Exterior, commonly known as Bladex, is a specialized bank that provides financing and other financial services to support foreign trade and economic activity in Latin America and the Caribbean. Established in 1975 by regional governments and central banks, it began operations in 1979 and is headquartered in Panama City. The bank serves financial institutions, corporations and public-sector entities across the region. Its offerings include trade finance, commercial loans, letters of credit, guarantees and financing for regional trade transactions.