Synchrony Financial $SYF Shares Bought by Robeco Institutional Asset Management B.V.

Robeco Institutional Asset Management B.V. increased its position in shares of Synchrony Financial (NYSE:SYF) by 9.2% during the third quarter, HoldingsChannel.com reports. The firm owned 3,090,218 shares of the financial services provider’s stock after buying an additional 260,293 shares during the period. Robeco Institutional Asset Management B.V.’s holdings in Synchrony Financial were worth $219,313,000 as of its most recent filing with the Securities and Exchange Commission.

Other large investors have also modified their holdings of the company. BlackRock Inc. bought a new position in Synchrony Financial in the second quarter worth $2,349,452,000. Bank of America Corp DE acquired a new stake in Synchrony Financial during the second quarter worth $1,122,961,000. Dimensional Fund Advisors LP boosted its stake in Synchrony Financial by 6.4% during the first quarter. Dimensional Fund Advisors LP now owns 6,039,753 shares of the financial services provider’s stock worth $410,760,000 after buying an additional 365,353 shares in the last quarter. First Trust Advisors LP boosted its stake in Synchrony Financial by 5.6% during the first quarter. First Trust Advisors LP now owns 5,338,110 shares of the financial services provider’s stock worth $363,098,000 after buying an additional 281,451 shares in the last quarter. Finally, Assetmark Inc. increased its holdings in Synchrony Financial by 0.9% in the 1st quarter. Assetmark Inc. now owns 4,338,604 shares of the financial services provider’s stock valued at $295,112,000 after buying an additional 37,114 shares during the period. 96.48% of the stock is currently owned by institutional investors and hedge funds.

Key Stories Impacting Synchrony Financial

Here are the key news stories impacting Synchrony Financial this week:

• Positive Sentiment: Third-quarter adjusted earnings were $2.68 per share, above the approximately $2.42–$2.48 analyst consensus, while revenue of $3.82 billion was essentially in line to slightly ahead of expectations. Management guided toward the high end of its prior full-year outlook, at approximately $9.50 in diluted EPS. Synchrony Reports Third Quarter 2026 Results
• Positive Sentiment: Purchase volume rose 8% year over year to a record $49.7 billion, supported by growth in Diversified & Value and Home & Auto spending. Stronger activity among younger consumers suggests demand remains resilient despite inflation and elevated interest rates. Synchrony: 3 Key Takeaways for Long-Term Investors
• Positive Sentiment: Credit performance improved: net charge-offs fell to roughly 4.79%, while 30-day and 90-day delinquency rates stabilized or declined. This reduced the immediate risk of a broad consumer-credit deterioration. Synchrony Q3 Earnings Beat Estimates on Improved Purchase Volume
• Positive Sentiment: Synchrony declared a quarterly dividend of $0.34 per share and repurchased approximately $1.1 billion of stock, supporting shareholder returns and future EPS growth.
• Neutral Sentiment: The company is investing in digital checkout, AI-enabled shopping tools and CareCredit integrations. These initiatives could strengthen its long-term competitive position, but they are currently adding to expenses.
• Negative Sentiment: Net income fell to $892 million from $1.1 billion a year earlier, or $2.86 per share, as higher costs weighed on results. Net interest margin also narrowed, partly because healthier payment behavior reduced late-fee revenue. Synchrony Financial Profit Falls on Higher Costs but Credit Trends Improve
• Negative Sentiment: A high customer payment rate is limiting the conversion of purchase volume into interest-bearing loan balances, creating a potential near-term constraint on loan growth.

Synchrony Financial Price Performance

Synchrony Financial stock opened at $73.44 on Wednesday. The business has a 50 day simple moving average of $75.78 and a 200 day simple moving average of $74.63. The company has a debt-to-equity ratio of 1.08, a current ratio of 1.22 and a quick ratio of 1.22. The company has a market capitalization of $23.90 billion, a PE ratio of 7.52, a price-to-earnings-growth ratio of 0.86 and a beta of 1.35. Synchrony Financial has a one year low of $63.08 and a one year high of $88.77.

Synchrony Financial (NYSE:SYF) last announced its quarterly earnings results on Tuesday, October 20th. The financial services provider reported $2.68 earnings per share for the quarter, beating analysts’ consensus estimates of $2.42 by $0.26. Synchrony Financial had a return on equity of 23.09% and a net margin of 15.44%. The firm had revenue of $3.82 billion for the quarter, compared to analysts’ expectations of $3.81 billion. During the same period in the prior year, the business posted $2.86 earnings per share. On average, sell-side analysts forecast that Synchrony Financial will post 9.40 EPS for the current fiscal year.

Synchrony Financial Announces Dividend

The business also recently disclosed a quarterly dividend, which will be paid on Monday, November 16th. Shareholders of record on Thursday, November 5th will be issued a dividend of $0.34 per share. The ex-dividend date of this dividend is Thursday, November 5th. This represents a $1.36 dividend on an annualized basis and a dividend yield of 1.9%. Synchrony Financial’s dividend payout ratio (DPR) is presently 13.93%.

Analyst Ratings Changes

SYF has been the subject of a number of recent research reports. JPMorgan Chase & Co. dropped their price objective on shares of Synchrony Financial from $78.00 to $74.00 and set a “neutral” rating for the company in a research note on Monday, October 12th. Wells Fargo & Company reduced their price objective on shares of Synchrony Financial from $95.00 to $88.00 and set an “overweight” rating for the company in a report on Wednesday, July 22nd. Robert W. Baird lifted their target price on shares of Synchrony Financial from $86.00 to $90.00 and gave the company an “outperform” rating in a research report on Wednesday, July 22nd. Wolfe Research upped their target price on shares of Synchrony Financial from $85.00 to $90.00 and gave the company an “outperform” rating in a research note on Tuesday, August 25th. Finally, Royal Bank Of Canada reissued a “sector perform” rating on shares of Synchrony Financial in a research note on Tuesday. Ten investment analysts have rated the stock with a Buy rating and eight have issued a Hold rating to the company. According to data from MarketBeat.com, the company currently has a consensus rating of “Moderate Buy” and a consensus target price of $88.18.

Synchrony Financial Profile

Synchrony Financial (NYSE: SYF) is a consumer financial services company that provides private-label credit cards, co-branded credit cards and promotional financing programs. Its financing products are offered through retailers, manufacturers, healthcare providers and other businesses, helping consumers pay for purchases over time.

The company serves a range of industries, including digital commerce, home improvement, furniture, automotive, healthcare, jewelry, apparel, electronics and specialty retail.