Analysts Set OppFi Inc. (NYSE:OPFI) Price Target at $10.25

OppFi Inc. (NYSE:OPFI) has been given a consensus rating of “Hold” by the six ratings firms that are covering the firm, Marketbeat.com reports. One equities research analyst has rated the stock with a sell recommendation, three have given a hold recommendation and two have issued a buy recommendation on the company. The average 12 month target price among analysts that have issued a report on the stock in the last year is $10.50.

Several equities research analysts have recently weighed in on the company. Stephens reduced their price objective on OppFi from $11.00 to $9.50 and set an “equal weight” rating for the company in a research note on Tuesday, August 11th. Citigroup reiterated a “market outperform” rating on shares of OppFi in a research report on Tuesday, August 11th. Wall Street Zen cut OppFi from a “buy” rating to a “hold” rating in a research note on Sunday, August 16th. UBS Group set a $11.00 price objective on OppFi in a report on Wednesday. Finally, Weiss Ratings reaffirmed a “hold (c)” rating on shares of OppFi in a research note on Friday, August 7th.

Insider Activity

In other OppFi news, Director David Vennettilli sold 28,485 shares of OppFi stock in a transaction that occurred on Wednesday, August 19th. The shares were sold at an average price of $7.16, for a total transaction of $203,952.60. Following the transaction, the director directly owned 154,434 shares in the company, valued at approximately $1,105,747.44. The trade was a 15.57% decrease in their position. The transaction was disclosed in a document filed with the SEC, which is accessible through this hyperlink. Also, CEO Todd G. Schwartz bought 3,550 shares of the business’s stock in a transaction on Thursday, August 27th. The shares were purchased at an average cost of $7.13 per share, for a total transaction of $25,311.50. Following the completion of the purchase, the chief executive officer owned 605,283 shares in the company, valued at approximately $4,315,667.79. This trade represents a 0.59% increase in their ownership of the stock. Additional details regarding this purchase are available in the official SEC disclosure. Over the last three months, insiders have acquired 101,025 shares of company stock worth $717,080 and have sold 136,335 shares worth $1,007,116. 70.20% of the stock is owned by company insiders.

Institutional Inflows and Outflows

A number of institutional investors and hedge funds have recently modified their holdings of the business. Great Valley Advisor Group Inc. lifted its stake in OppFi by 6.1% in the 2nd quarter. Great Valley Advisor Group Inc. now owns 24,895 shares of the company’s stock worth $348,000 after acquiring an additional 1,423 shares in the last quarter. Quantbot Technologies LP increased its holdings in shares of OppFi by 20.8% in the 2nd quarter. Quantbot Technologies LP now owns 8,663 shares of the company’s stock valued at $121,000 after purchasing an additional 1,494 shares during the period. Zacks Investment Management increased its holdings in shares of OppFi by 5.2% in the 3rd quarter. Zacks Investment Management now owns 40,585 shares of the company’s stock valued at $460,000 after purchasing an additional 2,000 shares during the period. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. lifted its position in shares of OppFi by 17.9% in the second quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 13,282 shares of the company’s stock worth $186,000 after purchasing an additional 2,013 shares in the last quarter. Finally, R Squared Ltd lifted its position in shares of OppFi by 10.5% in the first quarter. R Squared Ltd now owns 21,684 shares of the company’s stock worth $167,000 after purchasing an additional 2,053 shares in the last quarter. Hedge funds and other institutional investors own 7.10% of the company’s stock.

OppFi Price Performance

Shares of OPFI opened at $7.08 on Monday. The firm’s 50 day moving average is $8.74 and its 200-day moving average is $8.64. The stock has a market capitalization of $603.29 million, a P/E ratio of 3.75 and a beta of 1.77. OppFi has a 12-month low of $6.50 and a 12-month high of $12.45.

OppFi (NYSE:OPFI) last released its earnings results on Monday, August 10th. The company reported $0.33 EPS for the quarter, missing the consensus estimate of $0.44 by ($0.11). The business had revenue of $86.17 million for the quarter, compared to analyst estimates of $155.89 million. OppFi had a net margin of 16.64% and a return on equity of 30.89%. OppFi has set its FY 2026 guidance at 1.340-1.510 EPS. As a group, equities research analysts forecast that OppFi will post 1.4 EPS for the current fiscal year.

Key Stories Impacting OppFi

Here are the key news stories impacting OppFi this week:

• Positive Sentiment: CEO Todd Schwartz bought 3,550 shares at an average price of $7.13, increasing his direct ownership by 0.59%. This follows his purchase of 3,500 shares at $7.19 on August 26, providing a modest signal that management sees value at current levels. OppFi CEO Insider Purchase
• Positive Sentiment: Citizens JMP reaffirmed a “market outperform” rating and assigned an $11.00 price target, well above recent trading levels. The broader analyst consensus remains “Hold,” with an average target of $10.50. OppFi Receives Market Outperform Rating
• Neutral Sentiment: OppFi announced participation in upcoming financial conferences, which could give management an opportunity to discuss strategy, credit trends and its 2026 outlook, but no new financial guidance was reported. OppFi Financial Conference Participation
• Negative Sentiment: Zacks Research downgraded OppFi from “Hold” to “Strong Sell,” adding significant near-term bearish pressure and countering the more favorable Citizens JMP view. Zacks Research
• Negative Sentiment: Insider Christopher J. McKay sold 77,850 shares at an average price of $7.18, reducing his ownership by 5.16%. Although he still owns roughly 1.43 million shares, the sale may weigh on sentiment.

OppFi Company Profile

OppFi (NYSE: OPFI) is a financial technology company that provides digital lending and credit solutions designed to meet the needs of near-prime consumers in the United States. Through its technology-driven platform, OppFi offers unsecured installment loans under the OppLoans brand, allowing borrowers to access credit online or via mobile devices. The company leverages proprietary data analytics and machine learning models to assess credit risk, streamline underwriting processes and deliver personalized loan products with transparent terms.

Headquartered in Chicago, Illinois, OppFi was founded in 2013 with a mission to increase financial inclusion for underserved and underbanked populations.