Marqeta (NASDAQ:MQ) versus Bitcoin Depot (NASDAQ:BTM) Financial Comparison

Marqeta (NASDAQ:MQ) and Bitcoin Depot (NASDAQ:BTM) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their dividends, institutional ownership, risk, earnings, profitability, valuation and analyst recommendations.

Risk and Volatility

Marqeta has a beta of 1.3, suggesting that its share price is 30% more volatile than the S&P 500. Comparatively, Bitcoin Depot has a beta of 3.12, suggesting that its share price is 212% more volatile than the S&P 500.

Insider & Institutional Ownership

78.6% of Marqeta shares are owned by institutional investors. Comparatively, 9.2% of Bitcoin Depot shares are owned by institutional investors. 13.7% of Marqeta shares are owned by company insiders. Comparatively, 51.8% of Bitcoin Depot shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Analyst Ratings

This is a summary of recent ratings and recommmendations for Marqeta and Bitcoin Depot, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Marqeta	2	7	1	1	2.09
Bitcoin Depot	1	3	0	0	1.75

Marqeta currently has a consensus price target of $19.75, indicating a potential upside of 22.82%. Bitcoin Depot has a consensus price target of $4.10, indicating a potential upside of 733.50%. Given Bitcoin Depot’s higher possible upside, analysts clearly believe Bitcoin Depot is more favorable than Marqeta.

Valuation & Earnings

This table compares Marqeta and Bitcoin Depot”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Marqeta	$624.88 million	2.68	-$13.93 million	$0.11	146.18
Bitcoin Depot	$614.85 million	0.01	-$6.18 million	$1.90	0.26

Bitcoin Depot has lower revenue, but higher earnings than Marqeta. Bitcoin Depot is trading at a lower price-to-earnings ratio than Marqeta, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Marqeta and Bitcoin Depot’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Marqeta	1.53%	1.36%	0.71%
Bitcoin Depot	-0.94%	-70.95%	-5.08%

Summary

Marqeta beats Bitcoin Depot on 10 of the 15 factors compared between the two stocks.

About Marqeta

Marqeta, Inc. operates a cloud-based open application programming interface platform that delivers card issuing and transaction processing services. It offers its solutions in various verticals, including financial services, on-demand services, expense management, and e-commerce enablement, as well as buy now, pay later. Marqeta, Inc. was incorporated in 2010 and is headquartered in Oakland, California.

About Bitcoin Depot

Bitcoin Depot Inc. owns and operates a network of cryptocurrency kiosks in North America. Its customers can buy and sell bitcoin, litecoin, and ethereum cryptocurrencies using the BTM kiosk network and other services. The company also engages in the sale of cryptocurrency to consumers at a network of retail locations through its BDCheckout product offering, as well as its website through over-the-counter trade. The company is headquartered in Atlanta, Georgia. Bitcoin Depot Inc. is a subsidiary of BT Assets, Inc.