Reviewing Talanx (OTCMKTS:TLLXY) & Kemper (NYSE:KMPR)

Kemper (NYSE:KMPR) and Talanx (OTCMKTS:TLLXY) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their analyst recommendations, profitability, valuation, institutional ownership, earnings, dividends and risk.

Profitability

This table compares Kemper and Talanx’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Kemper	-10.84%	2.89%	0.60%
Talanx	N/A	N/A	N/A

Earnings and Valuation

This table compares Kemper and Talanx”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Kemper	$4.55 billion	0.36	$143.30 million	($8.40)	-3.28
Talanx	N/A	N/A	N/A	N/A	N/A

Kemper has higher revenue and earnings than Talanx.

Insider & Institutional Ownership

86.2% of Kemper shares are owned by institutional investors. 0.6% of Kemper shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Analyst Recommendations

This is a summary of recent ratings and price targets for Kemper and Talanx, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Kemper	3	4	1	0	1.75
Talanx	0	0	1	0	3.00

Kemper currently has a consensus price target of $43.67, indicating a potential upside of 58.47%. Given Kemper’s higher possible upside, research analysts clearly believe Kemper is more favorable than Talanx.

Summary

Kemper beats Talanx on 6 of the 8 factors compared between the two stocks.

About Kemper

Kemper Corporation, a diversified insurance holding company, engages in the provision of insurance products to individuals and businesses in the United States. The company operates through three segments: Specialty Property & Casualty Insurance, Preferred Property & Casualty Insurance, and Life & Health Insurance. It provides preferred and specialty automobile, homeowners, renters, fire, umbrella, general liability, and various other property and casualty insurance to individuals, as well as commercial automobile insurance to businesses. The company also offers life insurance, including permanent and term insurance; and supplemental accident and health insurance products, such as Medicare supplement insurance, fixed hospital indemnity, home health care, specified disease, and accident-only plans to individuals in rural, suburban, and urban areas. It distributes its products through independent agents and brokers. The company was formerly known as Unitrin, Inc. and changed its name to Kemper Corporation in August 2011. Kemper Corporation was incorporated in 1990 and is headquartered in Chicago, Illinois.

About Talanx

Talanx AG provides insurance and reinsurance products and services worldwide. It offers life, casualty, liability, motor, aviation, legal protection, fire, burglary and theft, water damage, plate glass, windstorm, comprehensive householders, comprehensive home-owners, hail, livestock, engineering, omnium, marine, business interruption, travel assistance, aviation and space liability, financial lines, and other property insurance, as well as coverage for fire and fire loss of profits insurance. The company also provides bancassurance products; unit-linked life insurance, annuity and risk insurance, and long term and occupational disability insurance products; and personal accident insurance. In addition, it offers property and casualty, marine and aviation, credit and surety, agriculture, structured, and life and health reinsurance, as well as engages in the facultative and nat cat, and asset management businesses. Talanx AG was founded in 1996 and is based in Hanover, Germany. Talanx AG operates as a subsidiary of HDI Haftpflichtverband der Deutschen Industrie V.a.G.