Comparing BitMine Immersion Technologies (NYSE:BMNR) & Radian Group (NYSE:RDN)

BitMine Immersion Technologies (NYSE:BMNR) and Radian Group (NYSE:RDN) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their valuation, risk, dividends, institutional ownership, analyst recommendations, profitability and earnings.

Analyst Recommendations

This is a breakdown of current recommendations and price targets for BitMine Immersion Technologies and Radian Group, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
BitMine Immersion Technologies	1	1	1	1	2.50
Radian Group	0	3	5	0	2.62

BitMine Immersion Technologies currently has a consensus price target of $27.65, suggesting a potential upside of 21.06%. Radian Group has a consensus price target of $42.17, suggesting a potential upside of 15.18%. Given BitMine Immersion Technologies’ higher probable upside, research analysts plainly believe BitMine Immersion Technologies is more favorable than Radian Group.

Valuation & Earnings

This table compares BitMine Immersion Technologies and Radian Group”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
BitMine Immersion Technologies	$6.09 million	2,262.36	$348.58 million	$0.05	456.80
Radian Group	$1.20 billion	4.05	$582.64 million	$3.89	9.41

Radian Group has higher revenue and earnings than BitMine Immersion Technologies. Radian Group is trading at a lower price-to-earnings ratio than BitMine Immersion Technologies, indicating that it is currently the more affordable of the two stocks.

Institutional & Insider Ownership

95.3% of Radian Group shares are owned by institutional investors. 0.2% of BitMine Immersion Technologies shares are owned by company insiders. Comparatively, 2.0% of Radian Group shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Dividends

BitMine Immersion Technologies pays an annual dividend of $0.01 per share and has a dividend yield of 0.0%. Radian Group pays an annual dividend of $1.02 per share and has a dividend yield of 2.8%. BitMine Immersion Technologies pays out 20.0% of its earnings in the form of a dividend. Radian Group pays out 26.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Radian Group has increased its dividend for 6 consecutive years. Radian Group is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Profitability

This table compares BitMine Immersion Technologies and Radian Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
BitMine Immersion Technologies	-14,306.56%	3.35%	3.32%
Radian Group	32.60%	13.65%	6.91%

Volatility & Risk

BitMine Immersion Technologies has a beta of 1.3, indicating that its share price is 30% more volatile than the S&P 500. Comparatively, Radian Group has a beta of 0.72, indicating that its share price is 28% less volatile than the S&P 500.

Summary

Radian Group beats BitMine Immersion Technologies on 12 of the 18 factors compared between the two stocks.

About BitMine Immersion Technologies

BitMine Immersion Technologies Inc. focused on bitcoin mining using immersion technology. BitMine Immersion Technologies Inc. is based in ATLANTA, GA.

About Radian Group

Radian Group Inc., together with its subsidiaries, engages in the mortgage and real estate services business in the United States. It operates through two segments, Mortgage Insurance and Homegenius segments. The Mortgage Insurance segment aggregates, manages, and distributes U.S. mortgage credit risk for mortgage lending institutions and mortgage credit investors, through private mortgage insurance on residential first-lien mortgage loans; and other credit risk management solutions, including contract underwriting. The Homegenius segment offers title services, including a suite of insurance and non-insurance titles; tax and title data, centralized recording, document retrieval, and default curative title services; deed and property reports; closing and settlement services; mortgage underwriting and processing; escrow; appraisal management; and real estate brokerage. This segment also provides real estate valuation products and services; asset management services for managing real estate owned properties, which includes a web-based workflow solution; and a suite of real estate technology products and services to facilitate real estate transactions, such as proprietary platforms as a service solution. It serves mortgage originators, such as mortgage bankers, commercial banks, savings institutions, credit unions, and community banks; and consumers, mortgage lenders, mortgage and real estate investors, government-sponsored enterprises, real estate brokers and agents, and corporations for their employees. The company was formerly known as CMAC Investment Corp. and changed its name to Radian Group Inc. in June 1999. Radian Group Inc. was founded in 1977 and is headquartered in Wayne, Pennsylvania.