OppFi (NYSE:OPFI) CEO Todd Schwartz Buys 60,000 Shares

OppFi Inc. (NYSE:OPFI) CEO Todd Schwartz acquired 60,000 shares of the business’s stock in a transaction on Wednesday, August 12th. The stock was acquired at an average cost of $7.05 per share, with a total value of $423,000.00. Following the acquisition, the chief executive officer directly owned 493,733 shares in the company, valued at approximately $3,480,817.65. This trade represents a 13.83% increase in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which is available at this link.

OppFi Trading Up 3.9%

Shares of NYSE:OPFI traded up $0.26 on Wednesday, reaching $6.85. 1,777,805 shares of the company’s stock were exchanged, compared to its average volume of 908,521. OppFi Inc. has a twelve month low of $6.50 and a twelve month high of $12.45. The company has a fifty day moving average of $9.04 and a 200-day moving average of $8.84. The company has a market capitalization of $583.69 million, a price-to-earnings ratio of 3.62 and a beta of 1.77.

OppFi (NYSE:OPFI) last released its quarterly earnings results on Monday, August 10th. The company reported $0.33 earnings per share for the quarter, missing analysts’ consensus estimates of $0.44 by ($0.11). The business had revenue of $86.17 million during the quarter, compared to analyst estimates of $155.89 million. OppFi had a net margin of 16.64% and a return on equity of 33.50%. OppFi has set its FY 2026 guidance at 1.340-1.510 EPS. As a group, equities research analysts forecast that OppFi Inc. will post 1.43 EPS for the current fiscal year.

Analyst Ratings Changes

A number of analysts have recently weighed in on OPFI shares. Wall Street Zen downgraded OppFi from a “strong-buy” rating to a “buy” rating in a research report on Saturday. Weiss Ratings restated a “hold (c)” rating on shares of OppFi in a research report on Friday, August 7th. Stephens dropped their price target on OppFi from $11.00 to $9.50 and set an “equal weight” rating for the company in a research note on Tuesday. Zacks Research cut shares of OppFi from a “strong-buy” rating to a “hold” rating in a research report on Tuesday, July 28th. Finally, Citizens Jmp reduced their price objective on shares of OppFi from $15.00 to $11.00 and set a “market outperform” rating on the stock in a research note on Tuesday. Two equities research analysts have rated the stock with a Buy rating and three have issued a Hold rating to the company’s stock. According to data from MarketBeat, the company has a consensus rating of “Hold” and an average price target of $10.25.

Key Headlines Impacting OppFi

Here are the key news stories impacting OppFi this week:

• Positive Sentiment: Despite recent estimate reductions, analysts continue to see substantial potential upside. Stephens lowered its price target from $11.00 to $9.50 while assigning an “equal weight” rating, and Citizens JMP cut its target from $15.00 to $11.00 but retained a “market outperform” rating. Benzinga analyst price target reports
• Neutral Sentiment: Stonegate Capital Partners said OppFi’s second-quarter results weaken the near-term earnings outlook but do not alter its longer-term investment thesis. The firm’s coverage update suggests investors may need to look beyond the current slowdown for the company’s growth case. Stonegate Capital Partners OppFi 2Q26 coverage update
• Neutral Sentiment: OppFi reported increased assets and reduced debt in its second-quarter filing, which could support balance-sheet flexibility. However, these positives have not offset concerns about weaker operating performance. OppFi Q2 2026 Form 10-Q filing
• Negative Sentiment: Second-quarter EPS came in at $0.33, below the $0.44 analyst consensus, while revenue of $86.17 million was far below the $155.89 million estimate. Lower loan originations pressured earnings, and the company’s fiscal 2026 guidance of $1.34-$1.51 EPS was viewed as disappointing. OppFi lower originations and guidance article
• Negative Sentiment: Northland Securities reduced EPS estimates across late 2026, 2027 and 2028, including FY2027 from $2.41 to $2.15 and FY2028 from $2.91 to $2.65. The broad revisions reinforce concerns that weaker originations and near-term profitability may persist. MarketBeat OppFi analyst estimates

Institutional Inflows and Outflows

Several institutional investors have recently added to or reduced their stakes in the company. Great Valley Advisor Group Inc. boosted its holdings in shares of OppFi by 6.1% during the 2nd quarter. Great Valley Advisor Group Inc. now owns 24,895 shares of the company’s stock valued at $348,000 after acquiring an additional 1,423 shares in the last quarter. Quantbot Technologies LP increased its holdings in OppFi by 20.8% in the 2nd quarter. Quantbot Technologies LP now owns 8,663 shares of the company’s stock worth $121,000 after purchasing an additional 1,494 shares in the last quarter. Zacks Investment Management raised its position in OppFi by 5.2% in the third quarter. Zacks Investment Management now owns 40,585 shares of the company’s stock valued at $460,000 after purchasing an additional 2,000 shares during the last quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. boosted its stake in shares of OppFi by 17.9% during the second quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 13,282 shares of the company’s stock valued at $186,000 after purchasing an additional 2,013 shares in the last quarter. Finally, R Squared Ltd boosted its stake in shares of OppFi by 10.5% during the first quarter. R Squared Ltd now owns 21,684 shares of the company’s stock valued at $167,000 after purchasing an additional 2,053 shares in the last quarter. 7.10% of the stock is currently owned by institutional investors and hedge funds.

OppFi Company Profile

OppFi (NYSE: OPFI) is a financial technology company that provides digital lending and credit solutions designed to meet the needs of near-prime consumers in the United States. Through its technology-driven platform, OppFi offers unsecured installment loans under the OppLoans brand, allowing borrowers to access credit online or via mobile devices. The company leverages proprietary data analytics and machine learning models to assess credit risk, streamline underwriting processes and deliver personalized loan products with transparent terms.

Headquartered in Chicago, Illinois, OppFi was founded in 2013 with a mission to increase financial inclusion for underserved and underbanked populations.