What is Zacks Research’s Forecast for Visa FY2026 Earnings?

Visa Inc. (NYSE:V) – Research analysts at Zacks Research increased their FY2026 earnings per share (EPS) estimates for shares of Visa in a research note issued to investors on Monday, August 10th. Zacks Research analyst Team now expects that the credit-card processor will post earnings per share of $13.23 for the year, up from their prior forecast of $13.07. The consensus estimate for Visa’s current full-year earnings is $13.14 per share. Zacks Research also issued estimates for Visa’s Q4 2026 earnings at $3.43 EPS, Q1 2027 earnings at $3.62 EPS, Q2 2027 earnings at $3.64 EPS, Q3 2027 earnings at $3.67 EPS, Q4 2027 earnings at $3.96 EPS, FY2027 earnings at $14.89 EPS, Q1 2028 earnings at $4.08 EPS, Q2 2028 earnings at $4.11 EPS, Q3 2028 earnings at $4.16 EPS and FY2028 earnings at $16.81 EPS.

Several other research firms have also recently weighed in on V. BNP Paribas Exane upgraded shares of Visa to a “strong-buy” rating in a research report on Tuesday, July 21st. Royal Bank Of Canada reiterated an “outperform” rating and set a $412.00 target price (up from $395.00) on shares of Visa in a research report on Wednesday, July 29th. Truist Financial set a $406.00 price target on shares of Visa and gave the company a “buy” rating in a research note on Wednesday, August 5th. Oppenheimer reissued an “outperform” rating and issued a $403.00 price target (up from $391.00) on shares of Visa in a report on Wednesday, April 29th. Finally, JPMorgan Chase & Co. boosted their price objective on shares of Visa from $400.00 to $450.00 and gave the stock an “overweight” rating in a research report on Wednesday, July 29th. Seven equities research analysts have rated the stock with a Strong Buy rating and twenty-four have issued a Buy rating to the company’s stock. According to MarketBeat, the stock has a consensus rating of “Buy” and a consensus target price of $413.58.

Visa Stock Down 0.5%

Shares of NYSE V opened at $360.67 on Tuesday. Visa has a 12-month low of $293.89 and a 12-month high of $373.97. The firm’s 50-day simple moving average is $345.87 and its 200 day simple moving average is $327.28. The company has a quick ratio of 0.99, a current ratio of 0.99 and a debt-to-equity ratio of 0.60. The company has a market cap of $643.59 billion, a price-to-earnings ratio of 30.67, a price-to-earnings-growth ratio of 1.94 and a beta of 0.74.

Visa (NYSE:V) last posted its quarterly earnings data on Tuesday, July 28th. The credit-card processor reported $3.32 EPS for the quarter, topping analysts’ consensus estimates of $3.23 by $0.09. The company had revenue of $11.63 billion for the quarter, compared to analyst estimates of $11.40 billion. Visa had a return on equity of 67.68% and a net margin of 50.78%.The business’s revenue was up 14.4% on a year-over-year basis. During the same quarter in the previous year, the firm earned $2.98 earnings per share.

Institutional Inflows and Outflows

Several hedge funds and other institutional investors have recently bought and sold shares of the company. Norges Bank bought a new stake in Visa in the fourth quarter valued at approximately $5,877,738,000. Cardano Risk Management B.V. boosted its position in shares of Visa by 867.6% during the fourth quarter. Cardano Risk Management B.V. now owns 8,213,610 shares of the credit-card processor’s stock worth $2,880,595,000 after purchasing an additional 7,364,762 shares in the last quarter. Diamant Asset Management Inc. grew its holdings in shares of Visa by 29,706.3% in the 1st quarter. Diamant Asset Management Inc. now owns 7,332,947 shares of the credit-card processor’s stock valued at $2,216,310,000 after buying an additional 7,308,345 shares during the period. J. Stern & Co. LLP increased its position in shares of Visa by 12,497.1% in the 4th quarter. J. Stern & Co. LLP now owns 3,378,039 shares of the credit-card processor’s stock valued at $1,184,712,000 after buying an additional 3,351,223 shares in the last quarter. Finally, Victory Capital Management Inc. raised its stake in Visa by 48.2% during the 4th quarter. Victory Capital Management Inc. now owns 6,508,089 shares of the credit-card processor’s stock worth $2,282,472,000 after buying an additional 2,116,463 shares during the period. Institutional investors own 82.15% of the company’s stock.

Insider Activity

In other news, General Counsel Julie B. Rottenberg sold 2,027 shares of the firm’s stock in a transaction on Thursday, July 2nd. The stock was sold at an average price of $360.00, for a total value of $729,720.00. Following the transaction, the general counsel directly owned 18,404 shares in the company, valued at $6,625,440. This trade represents a 9.92% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available at this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CEO Ryan Mcinerney sold 20,970 shares of Visa stock in a transaction on Monday, June 29th. The stock was sold at an average price of $340.25, for a total value of $7,135,042.50. Following the sale, the chief executive officer directly owned 15,174 shares of the company’s stock, valued at approximately $5,162,953.50. This trade represents a 58.02% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders have sold a total of 90,759 shares of company stock valued at $32,375,779 in the last 90 days. 0.12% of the stock is owned by company insiders.

Visa declared that its board has authorized a stock buyback program on Tuesday, April 28th that allows the company to buyback $20.00 billion in outstanding shares. This buyback authorization allows the credit-card processor to purchase up to 3.6% of its stock through open market purchases. Stock buyback programs are typically an indication that the company’s management believes its stock is undervalued.

Visa Announces Dividend

The firm also recently announced a quarterly dividend, which will be paid on Tuesday, September 1st. Shareholders of record on Tuesday, August 11th will be given a dividend of $0.67 per share. The ex-dividend date is Tuesday, August 11th. This represents a $2.68 annualized dividend and a dividend yield of 0.7%. Visa’s payout ratio is presently 22.79%.

More Visa News

Here are the key news stories impacting Visa this week:

• Positive Sentiment: Zacks Research raised Visa’s earnings forecasts across multiple periods. The firm increased its FY2026 EPS estimate to $13.23 from $13.07, FY2027 to $14.89 from $14.69, and FY2028 to $16.81 from $16.54. It also lifted estimates for several quarterly periods, including Q4 2026 to $3.43 and Q1 2027 to $3.62. The revisions suggest improving confidence in Visa’s earnings growth and are favorable for the shares.
• Positive Sentiment: Erste Group Bank also raised its Visa earnings estimates and maintained a Buy rating. The bank increased its FY2026 EPS forecast to $13.23 from $13.15 and its FY2027 estimate to $15.00 from $14.91. Both FY2026 and FY2027 projections are above the current consensus estimate of $13.14 for the current year, reinforcing the bullish analyst outlook.
• Positive Sentiment: Visa continues to stand out among credit-card companies. Recent coverage highlighted Visa as a strong performer following its quarterly results, when the company exceeded earnings and revenue expectations and reported 14.4% year-over-year revenue growth. Q2 Earnings Outperformers: Visa And The Rest Of The Credit Card Stocks
• Positive Sentiment: Visa may benefit from the expansion of artificial-intelligence-enabled payments. Commentary argues that Visa’s global network, transaction data, fraud-prevention capabilities and tokenization infrastructure could position it to capture growth as AI agents increasingly conduct purchases. Why Visa Could Be a Major Winner in the AI Payments Boom

Visa Company Profile

Visa Inc is a global payments technology company that facilitates electronic funds transfers and digital commerce by connecting consumers, merchants, financial institutions and governments. The firm operates one of the world’s largest payment networks, providing processing, authorization, clearing and settlement services for credit, debit and prepaid card transactions. Visa’s network-based model enables partner banks and other issuers to offer branded payment products while Visa focuses on the infrastructure, standards and technologies that move money securely and efficiently around the world.

Visa’s product and service portfolio includes card-based payment products for consumers and businesses, real-time push-payment capabilities, tokenization and authentication services, fraud and risk-management tools, data analytics and APIs for fintech and merchant integration.