Chime Financial (NASDAQ:CHYM) Stock Price Expected to Rise, B. Riley Financial Analyst Says

Chime Financial (NASDAQ:CHYM) had its price target lifted by research analysts at B. Riley Financial from $35.00 to $37.00 in a research report issued to clients and investors on Thursday,Benzinga reports. The brokerage currently has a “buy” rating on the stock. B. Riley Financial’s price target suggests a potential upside of 16.65% from the stock’s current price.

A number of other research firms have also weighed in on CHYM. Compass Point upgraded Chime Financial from a “neutral” rating to a “buy” rating and decreased their price target for the company from $33.00 to $27.00 in a research report on Monday, April 13th. Freedom Capital upgraded shares of Chime Financial to a “strong-buy” rating in a report on Thursday, July 23rd. Canaccord Genuity Group reaffirmed a “buy” rating and issued a $40.00 price objective on shares of Chime Financial in a research note on Friday, July 31st. Texas Capital upgraded shares of Chime Financial to a “strong-buy” rating in a research report on Tuesday, April 14th. Finally, The Goldman Sachs Group boosted their target price on shares of Chime Financial from $26.00 to $33.00 and gave the company a “buy” rating in a research note on Thursday. Four investment analysts have rated the stock with a Strong Buy rating, twelve have given a Buy rating, three have given a Hold rating and one has issued a Sell rating to the company’s stock. According to data from MarketBeat.com, Chime Financial currently has an average rating of “Moderate Buy” and an average target price of $29.88.

Chime Financial Price Performance

Shares of CHYM traded up $5.80 during trading hours on Thursday, reaching $31.72. 6,700,154 shares of the company’s stock traded hands, compared to its average volume of 4,672,296. The firm has a market capitalization of $12.09 billion, a price-to-earnings ratio of -4.22 and a beta of 0.31. The business’s fifty day simple moving average is $20.05 and its two-hundred day simple moving average is $20.74. Chime Financial has a twelve month low of $15.88 and a twelve month high of $33.99.

Chime Financial (NASDAQ:CHYM) last posted its quarterly earnings results on Wednesday, August 5th. The company reported $0.07 earnings per share (EPS) for the quarter, beating the consensus estimate of ($0.01) by $0.08. The company had revenue of $669.77 million for the quarter. Chime Financial had a negative return on equity of 67.86% and a negative net margin of 41.87%.Chime Financial’s quarterly revenue was up 26.8% on a year-over-year basis. During the same period in the prior year, the company posted ($7.29) EPS. On average, equities research analysts expect that Chime Financial will post 0.3 EPS for the current year.

Insider Buying and Selling at Chime Financial

In related news, General Counsel Adam B. Frankel sold 3,000 shares of Chime Financial stock in a transaction on Monday, June 15th. The stock was sold at an average price of $17.50, for a total transaction of $52,500.00. Following the completion of the sale, the general counsel owned 303,795 shares of the company’s stock, valued at approximately $5,316,412.50. This trade represents a 0.98% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through the SEC website. Also, CAO Amine Asmerom sold 10,000 shares of the business’s stock in a transaction dated Tuesday, August 4th. The shares were sold at an average price of $25.00, for a total value of $250,000.00. Following the completion of the transaction, the chief accounting officer owned 226,946 shares in the company, valued at $5,673,650. This trade represents a 4.22% decrease in their position. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Over the last quarter, insiders have sold 16,000 shares of company stock valued at $356,500. 12.30% of the stock is owned by corporate insiders.

Hedge Funds Weigh In On Chime Financial

Several institutional investors have recently bought and sold shares of CHYM. Aspect Management LLC bought a new stake in Chime Financial during the fourth quarter worth approximately $300,361,000. Ashton Thomas Private Wealth LLC bought a new position in shares of Chime Financial in the fourth quarter valued at approximately $129,091,000. Orland Properties Ltd acquired a new stake in shares of Chime Financial in the second quarter worth $159,093,000. Scge Management L.P. acquired a new stake in shares of Chime Financial in the second quarter worth $152,563,000. Finally, Arrowstreet Capital Limited Partnership boosted its holdings in shares of Chime Financial by 2,720.3% during the 1st quarter. Arrowstreet Capital Limited Partnership now owns 2,756,555 shares of the company’s stock worth $51,630,000 after buying an additional 2,658,816 shares during the period.

Trending Headlines about Chime Financial

Here are the key news stories impacting Chime Financial this week:

• Positive Sentiment: Chime reported second-quarter EPS of $0.07, beating the consensus estimate of a $0.01 loss and improving sharply from a $7.29-per-share loss a year earlier. Revenue increased 26.8% year over year to $669.77 million, while management cited expanding margins and a second consecutive quarter of GAAP profitability. Chime Reports Second Quarter 2026 Financial Results
• Positive Sentiment: Management issued third-quarter revenue guidance of $680 million to $690 million, ahead of the $669.5 million analyst consensus. The company also raised its 2026 revenue-growth outlook, supported by demand for its digital banking products, Chime Prime, liquidity products, and employer partnerships. Chime Lifts 2026 Revenue Forecast
• Positive Sentiment: Analysts raised their views after the results: Keefe, Bruyette & Woods lifted its target to $35 and assigned an outperform rating, BMO raised its target to $32 with an outperform rating, and Goldman Sachs increased its target to $33 with a buy rating. Analyst Price Target Increases
• Neutral Sentiment: Chief Financial Officer Matt Newcomb is stepping down. The leadership transition could warrant monitoring, although it was announced alongside upbeat operating results.
• Neutral Sentiment: Chief Accounting Officer Amine Asmerom sold 10,000 shares for $250,000 under a pre-arranged Rule 10b5-1 trading plan. The planned transaction modestly reduced insider ownership but is not necessarily a bearish signal.

Chime Financial Company Profile

Chime Financial is a U.S.-based financial technology company offering mobile-first banking services designed to reduce fees and simplify everyday transactions. Founded in 2013 and headquartered in San Francisco, Chime operates a digital bank platform that provides customers with a checking account, a savings account, and a debit card without monthly maintenance fees, overdraft charges, or foreign transaction fees. The company’s platform is accessible via its mobile app, enabling users to manage their finances, track spending, and access customer support from their smartphones.

At the core of Chime’s service offering is its fee-free spending account, which includes early access to direct deposit funds—up to two days before scheduled payday—and instant transaction alerts.