Lendingclub (NASDAQ:HAPN) Updates Q3 2026 Earnings Guidance

Posted by Kim Johansen on Jul 28th, 2026

Lendingclub (NASDAQ:HAPN – Get Free Report) updated its third quarter 2026 earnings guidance on Monday. The company provided earnings per share guidance of 0.430-0.480 for the period, compared to the consensus earnings per share estimate of 0.440. The company issued revenue guidance of -. Lendingclub also updated its FY 2026 guidance to 1.800-1.900 EPS.

Lendingclub Stock Performance

Shares of HAPN opened at $18.75 on Tuesday. The stock has a market capitalization of $2.17 billion, a P/E ratio of 12.58 and a beta of 1.93. Lendingclub has a 1-year low of $12.84 and a 1-year high of $21.67.

Lendingclub (NASDAQ:HAPN – Get Free Report) last posted its quarterly earnings data on Monday, July 27th. The company reported $0.50 EPS for the quarter, beating analysts’ consensus estimates of $0.42 by $0.08. Lendingclub had a net margin of 16.99% and a return on equity of 11.92%. The company had revenue of $262.86 million during the quarter. Lendingclub has set its FY 2026 guidance at 1.800-1.900 EPS and its Q3 2026 guidance at 0.430-0.480 EPS. As a group, equities analysts forecast that Lendingclub will post 1.75 EPS for the current year.

Wall Street Analysts Forecast Growth

Several equities research analysts recently commented on the stock. BTIG Research restated a “buy” rating and issued a $25.00 price target on shares of Lendingclub in a research report on Tuesday. Weiss Ratings assumed coverage on shares of Lendingclub in a research report on Thursday, June 25th. They set a “hold (c+)” rating on the stock. One analyst has rated the stock with a Buy rating and one has assigned a Hold rating to the company. According to data from MarketBeat.com, the stock presently has an average rating of “Moderate Buy” and a consensus target price of $25.00.

Get Our Latest Analysis on Lendingclub

Insider Activity at Lendingclub

In related news, SVP Fergal Stack sold 50,000 shares of the stock in a transaction dated Wednesday, July 1st. The stock was sold at an average price of $21.01, for a total value of $1,050,500.00. Following the completion of the sale, the senior vice president directly owned 154,977 shares of the company’s stock, valued at approximately $3,256,066.77. This represents a 24.39% decrease in their position. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CEO Scott Sanborn sold 28,750 shares of the firm’s stock in a transaction dated Wednesday, June 24th. The stock was sold at an average price of $19.17, for a total value of $551,137.50. Following the sale, the chief executive officer owned 1,561,063 shares of the company’s stock, valued at $29,925,577.71. The trade was a 1.81% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Over the last ninety days, insiders have sold 109,250 shares of company stock valued at $2,241,312. Company insiders own 3.31% of the company’s stock.

Lendingclub News Roundup

Here are the key news stories impacting Lendingclub this week:

Positive Sentiment: Second-quarter earnings exceeded expectations. HAPN reported adjusted EPS of $0.50, up 52% from $0.33 a year earlier and above the $0.42 analyst consensus. Revenue was $262.86 million, while pre-tax income reached a record $75.7 million. Happen Inc. Reports Second Quarter 2026 Results
Positive Sentiment: Loan originations and profitability improved. Originations increased 29% year over year to $3.1 billion. The company reported a 15.1% return on equity, a 15.9% return on tangible common equity and a 16.99% net margin, supporting the view that operating leverage is strengthening. Happen Surpasses Q2 Earnings and Revenue Estimates
Positive Sentiment: Full-year guidance was raised above Wall Street expectations. Management projected fiscal 2026 EPS of $1.80-$1.90, compared with consensus of $1.74. Third-quarter EPS guidance of $0.43-$0.48 brackets the $0.44 consensus, with the midpoint modestly above expectations. Happen Bank Full Steam Ahead As Net Interest Income Soars
Positive Sentiment: The rebrand to Happen Bank is being viewed as a growth catalyst. Coverage highlighted rising net interest income and the company’s evolution from a lending platform into a broader digital bank, potentially giving HAPN a more diversified growth profile. Happen Delivers Solid Q2 Earnings Beat