First National of Nebraska (OTCMKTS:FINN) & First Hawaiian (NASDAQ:FHB) Financial Survey

First Hawaiian (NASDAQ:FHB) and First National of Nebraska (OTCMKTS:FINN) are both mid-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their risk, earnings, analyst recommendations, dividends, valuation, profitability and institutional ownership.

Valuation & Earnings

This table compares First Hawaiian and First National of Nebraska”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Hawaiian	$1.17 billion	3.16	$276.27 million	$2.28	13.33
First National of Nebraska	$3.35 billion	1.53	$532.96 million	N/A	N/A

First National of Nebraska has higher revenue and earnings than First Hawaiian.

Institutional & Insider Ownership

97.6% of First Hawaiian shares are owned by institutional investors. Comparatively, 0.7% of First National of Nebraska shares are owned by institutional investors. 0.7% of First Hawaiian shares are owned by company insiders. Comparatively, 41.7% of First National of Nebraska shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Risk and Volatility

First Hawaiian has a beta of 0.72, suggesting that its share price is 28% less volatile than the S&P 500. Comparatively, First National of Nebraska has a beta of 0.16, suggesting that its share price is 84% less volatile than the S&P 500.

Profitability

This table compares First Hawaiian and First National of Nebraska’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
First Hawaiian	24.44%	10.39%	1.18%
First National of Nebraska	N/A	N/A	N/A

Dividends

First Hawaiian pays an annual dividend of $1.04 per share and has a dividend yield of 3.4%. First National of Nebraska pays an annual dividend of $160.00 per share and has a dividend yield of 0.8%. First Hawaiian pays out 45.6% of its earnings in the form of a dividend.

Analyst Recommendations

This is a breakdown of current recommendations for First Hawaiian and First National of Nebraska, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Hawaiian	3	5	1	0	1.78
First National of Nebraska	0	0	0	0	0.00

First Hawaiian presently has a consensus price target of $28.88, indicating a potential downside of 4.96%. Given First Hawaiian’s stronger consensus rating and higher probable upside, analysts plainly believe First Hawaiian is more favorable than First National of Nebraska.

Summary

First Hawaiian beats First National of Nebraska on 10 of the 14 factors compared between the two stocks.

About First Hawaiian

First Hawaiian, Inc. operates as a bank holding company for First Hawaiian Bank that provides a range of banking products and services to consumer and commercial customers in the United States. It operates in three segments: Retail Banking, Commercial Banking, and Treasury and Other. The company offers various deposit products, including checking, savings, and time deposit accounts, and other deposit accounts. It also provides residential and commercial mortgage loans, home equity lines of credit and loans, automobile loans and leases, secured and unsecured lines of credit, installment loans, small business loans and leases, and construction lending, as well as commercial lease and auto dealer financing. In addition, the company offers wealth management, personal installment, individual investment and financial planning, insurance protection, trust and estate, private banking, investment management, retirement planning, and merchant processing services, as well as consumer and commercial credit cards. The company was formerly known as BancWest Corporation and changed its name to First Hawaiian, Inc. in April 2016. First Hawaiian, Inc. was founded in 1858 and is headquartered in Honolulu, Hawaii.

About First National of Nebraska

First National of Nebraska, Inc. operates as the bank holding company for First National Bank of Omaha that provides various banking products and services. The company offers checking, savings, and individual retirement accounts; certificates of deposit; and credit cards. It also provides personal loans and lines of credit; auto loans; mortgage loans; home equity lines of credit and loans; small business loans and lines of credit; small business administration loans; and commercial lending solutions. In addition, the company offers treasury management, debt consolidation, financial planning, retirement planning, wealth management, merchant, and payroll services; and personal, commercial, and farm insurance products. Further, it provides solutions for agribusiness, commercial real estate, healthcare, transportation, and correspondent banking; investment services, such as capital market and institutional asset management; and digital banking services. First National of Nebraska, Inc. was founded in 1857 and is headquartered in Omaha, Nebraska.