Natalia Mirgorodskaya Sells 974 Shares of Upstart (NASDAQ:UPST) Stock

Upstart Holdings, Inc. (NASDAQ:UPST) insider Natalia Mirgorodskaya sold 974 shares of Upstart stock in a transaction on Tuesday, May 26th. The stock was sold at an average price of $28.99, for a total value of $28,236.26. Following the transaction, the insider directly owned 37,374 shares of the company’s stock, valued at $1,083,472.26. This trade represents a 2.54% decrease in their position. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan.

Natalia Mirgorodskaya also recently made the following trade(s):

• On Wednesday, May 20th, Natalia Mirgorodskaya sold 526 shares of Upstart stock. The stock was sold at an average price of $28.77, for a total value of $15,133.02.

Upstart Trading Up 0.3%

Shares of NASDAQ:UPST traded up $0.10 during midday trading on Wednesday, hitting $30.72. 3,982,100 shares of the stock were exchanged, compared to its average volume of 4,983,976. The stock has a market cap of $2.94 billion, a P/E ratio of 80.84, a PEG ratio of 0.77 and a beta of 2.26. Upstart Holdings, Inc. has a twelve month low of $23.97 and a twelve month high of $87.30. The company has a 50 day moving average price of $28.89 and a 200-day moving average price of $36.18.

Upstart (NASDAQ:UPST) last released its quarterly earnings results on Tuesday, May 5th. The company reported ($0.07) earnings per share (EPS) for the quarter, missing the consensus estimate of $0.39 by ($0.46). The firm had revenue of $308.21 million for the quarter, compared to analyst estimates of $301.30 million. Upstart had a return on equity of 5.63% and a net margin of 4.34%.The company’s quarterly revenue was up 44.3% compared to the same quarter last year. During the same period last year, the firm earned $0.30 EPS. On average, equities research analysts expect that Upstart Holdings, Inc. will post 0.92 earnings per share for the current year.

Upstart declared that its board has initiated a stock repurchase program on Thursday, February 19th that permits the company to buyback $100.00 million in shares. This buyback authorization permits the company to reacquire up to 3.2% of its shares through open market purchases. Shares buyback programs are often a sign that the company’s leadership believes its stock is undervalued.

Institutional Inflows and Outflows

Several institutional investors have recently added to or reduced their stakes in UPST. Clearstead Advisors LLC acquired a new position in Upstart in the 3rd quarter valued at about $25,000. Bayforest Capital Ltd acquired a new position in Upstart in the 4th quarter valued at about $25,000. Quarry LP increased its stake in shares of Upstart by 749.2% during the 3rd quarter. Quarry LP now owns 501 shares of the company’s stock valued at $25,000 after acquiring an additional 442 shares during the last quarter. Northwestern Mutual Wealth Management Co. increased its stake in shares of Upstart by 132.2% during the 3rd quarter. Northwestern Mutual Wealth Management Co. now owns 771 shares of the company’s stock valued at $39,000 after acquiring an additional 439 shares during the last quarter. Finally, Empowered Funds LLC acquired a new position in shares of Upstart during the 4th quarter valued at about $40,000. Institutional investors and hedge funds own 63.01% of the company’s stock.

Upstart News Summary

Here are the key news stories impacting Upstart this week:

• Negative Sentiment: Multiple firms announced or reminded investors about a securities fraud class action against Upstart, keeping legal risk and potential damages front and center for the stock.
• Negative Sentiment: The lawsuits allege Upstart broke revenue-related promises and violated federal securities laws, which could hurt investor confidence if the claims gain traction.
• Neutral Sentiment: Several notices highlight the June 8, 2026 lead-plaintiff deadline, meaning the case is still in an early procedural stage and the financial impact is not yet known.

Analysts Set New Price Targets

UPST has been the subject of several research reports. Truist Financial set a $40.00 price target on Upstart in a research note on Wednesday, May 6th. Mizuho set a $45.00 target price on shares of Upstart in a research note on Friday, May 8th. Morgan Stanley set a $35.00 target price on shares of Upstart in a research note on Thursday, May 7th. BTIG Research reissued a “buy” rating and issued a $43.00 target price on shares of Upstart in a research note on Wednesday, May 6th. Finally, Citizens Jmp reissued a “market underperform” rating and issued a $20.00 target price on shares of Upstart in a research note on Friday, February 13th. Seven research analysts have rated the stock with a Buy rating, six have given a Hold rating and three have given a Sell rating to the stock. Based on data from MarketBeat, the stock has an average rating of “Hold” and a consensus price target of $45.79.

About Upstart

Upstart Holdings, Inc operates a cloud-based lending marketplace that leverages artificial intelligence and machine learning to assess borrower creditworthiness. The company partners with banks and credit unions, providing its proprietary AI models and underwriting platform to facilitate consumer credit products. By focusing on non‐traditional data points—such as education, employment history and other real‐time indicators—Upstart seeks to improve approval rates and lower loss rates compared with conventional credit scoring methods.

Upstart’s core offering centers on unsecured personal loans, which borrowers can use for purposes such as debt consolidation, home improvements or major purchases.