First Citizens BancShares (NASDAQ:FCNCA) Releases Earnings Results, Beats Estimates By $1.55 EPS

First Citizens BancShares (NASDAQ:FCNCA) issued its earnings results on Thursday. The bank reported $44.86 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $43.31 by $1.55, FiscalAI reports. First Citizens BancShares had a return on equity of 11.18% and a net margin of 15.21%.The business had revenue of $2.14 billion for the quarter, compared to analysts’ expectations of $2.20 billion. During the same period in the previous year, the firm posted $37.79 EPS.

First Citizens BancShares Stock Up 0.1%

NASDAQ FCNCA traded up $2.54 during trading on Friday, reaching $1,978.91. 13,054 shares of the company’s stock were exchanged, compared to its average volume of 99,973. First Citizens BancShares has a fifty-two week low of $1,623.76 and a fifty-two week high of $2,232.21. The firm has a market capitalization of $23.63 billion, a PE ratio of 11.92, a P/E/G ratio of 1.52 and a beta of 0.65. The company has a current ratio of 1.03, a quick ratio of 1.03 and a debt-to-equity ratio of 1.72. The company’s fifty day simple moving average is $1,932.11 and its 200-day simple moving average is $1,957.27.

First Citizens BancShares Dividend Announcement

The firm also recently disclosed a quarterly dividend, which will be paid on Monday, June 15th. Shareholders of record on Friday, May 29th will be given a dividend of $2.10 per share. The ex-dividend date is Friday, May 29th. This represents a $8.40 dividend on an annualized basis and a yield of 0.4%. First Citizens BancShares’s dividend payout ratio (DPR) is presently 5.07%.

Insider Buying and Selling

In other First Citizens BancShares news, CEO Frank B. Holding, Jr. acquired 92 shares of the firm’s stock in a transaction on Thursday, March 19th. The stock was purchased at an average cost of $1,550.00 per share, for a total transaction of $142,600.00. Following the transaction, the chief executive officer owned 2,841 shares of the company’s stock, valued at $4,403,550. The trade was a 3.35% increase in their position. The purchase was disclosed in a legal filing with the Securities & Exchange Commission, which can be accessed through the SEC website. In the last three months, insiders bought 258 shares of company stock worth $404,236. Company insiders own 14.63% of the company’s stock.

Institutional Investors Weigh In On First Citizens BancShares

Institutional investors have recently bought and sold shares of the business. UMB Bank n.a. boosted its position in First Citizens BancShares by 50.0% during the 4th quarter. UMB Bank n.a. now owns 24 shares of the bank’s stock worth $52,000 after acquiring an additional 8 shares during the period. Jessup Wealth Management Inc acquired a new stake in shares of First Citizens BancShares during the 4th quarter valued at about $56,000. Quantbot Technologies LP acquired a new stake in shares of First Citizens BancShares during the 3rd quarter valued at about $77,000. Los Angeles Capital Management LLC acquired a new stake in shares of First Citizens BancShares during the 4th quarter valued at about $84,000. Finally, Golden State Wealth Management LLC lifted its holdings in shares of First Citizens BancShares by 1,600.0% during the 4th quarter. Golden State Wealth Management LLC now owns 51 shares of the bank’s stock valued at $110,000 after buying an additional 48 shares during the last quarter. 78.01% of the stock is currently owned by institutional investors and hedge funds.

Wall Street Analyst Weigh In

A number of equities analysts recently weighed in on the company. Deutsche Bank Aktiengesellschaft lowered First Citizens BancShares from a “buy” rating to a “hold” rating and set a $2,154.00 price target for the company. in a research report on Wednesday, April 8th. Zacks Research upgraded First Citizens BancShares from a “strong sell” rating to a “hold” rating in a research report on Monday, March 30th. Keefe, Bruyette & Woods decreased their price target on First Citizens BancShares from $2,375.00 to $2,300.00 and set an “outperform” rating for the company in a research report on Thursday, April 9th. Citigroup reiterated a “neutral” rating on shares of First Citizens BancShares in a research report on Friday. Finally, Weiss Ratings reiterated a “buy (b-)” rating on shares of First Citizens BancShares in a research report on Friday, March 27th. Two research analysts have rated the stock with a Strong Buy rating, three have issued a Buy rating and nine have issued a Hold rating to the company. Based on data from MarketBeat.com, First Citizens BancShares has a consensus rating of “Moderate Buy” and a consensus price target of $2,222.92.

First Citizens BancShares News Roundup

Here are the key news stories impacting First Citizens BancShares this week:

• Positive Sentiment: Q1 EPS beat expectations — First Citizens reported $44.86 EPS, topping consensus and outperforming last year, underpinning investor confidence in profitability. First Citizens BancShares Reports First Quarter 2026 Earnings
• Positive Sentiment: Board declared quarterly common dividend of $2.10/share — signals capital return and confidence in cash flow; supports investor income thesis. First Citizens BancShares Declares Dividends
• Positive Sentiment: Brand alignment and commercial expansion announced — management plans to expand commercial solutions and align brand names (including retiring the SVB name), which may reduce reputational risk and streamline go-to-market. First Citizens Bank to Expand Commercial Solutions and Align Brand Names First Citizens Plans to Retire Silicon Valley Bank Name
• Neutral Sentiment: Earnings call and presentation released — slide deck and call highlights provide detail on loan growth, margins and capital plans; useful for modeling but no dramatic guidance shift. First Citizens BancShares, Inc. 2026 Q1 – Results – Earnings Call Presentation
• Neutral Sentiment: Analyst write-ups parsing metrics — Zacks and other outlets compare key metrics and note strengths/weaknesses; helpful for granular forecasts but not market-moving by itself. Compared to Estimates, First Citizens (FCNCA) Q1 Earnings: A Look at Key Metrics
• Neutral Sentiment: Peer comparison piece — head-to-head review vs. Community Trust Bancorp provides context for relative valuation and growth expectations. Head to Head Review: First Citizens BancShares and Community Trust Bancorp
• Negative Sentiment: Revenue missed expectations — Q1 revenue of $2.14B fell short of the ~$2.20B consensus, a clear headwind cited by analysts and press. First Citizens BancShares misses Q1 CY2026 sales expectations
• Negative Sentiment: Management tone flagged “growth and pressure” — call coverage notes headwinds (margins, funding/deposit mix or expense pressures) that could weigh on near-term profitability. First Citizens Earnings Call Balances Growth and Pressure

First Citizens BancShares Company Profile

First Citizens BancShares, Inc is the bank holding company for First Citizens Bank, a full‑service commercial bank headquartered in Raleigh, North Carolina. The company traces its roots to a community bank founded in 1898 and has grown into a diversified financial services organization that operates through its banking subsidiary to serve retail, commercial and institutional clients.

First Citizens offers a broad suite of banking products and services, including consumer and business deposit accounts, commercial and industrial lending, real estate and mortgage lending, treasury and cash management, and specialized lending solutions.