Reviewing Equitable (NYSE:EQH) and Scor (OTCMKTS:SCRYY)

Scor (OTCMKTS:SCRYY) and Equitable (NYSE:EQH) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their analyst recommendations, earnings, risk, dividends, profitability, institutional ownership and valuation.

Profitability

This table compares Scor and Equitable’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Scor	5.55%	20.42%	2.35%
Equitable	-11.83%	140.87%	0.58%

Analyst Ratings

This is a summary of recent ratings and target prices for Scor and Equitable, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Scor	0	2	3	0	2.60
Equitable	2	0	8	2	2.83

Equitable has a consensus target price of $59.55, indicating a potential upside of 58.27%. Given Equitable’s stronger consensus rating and higher possible upside, analysts clearly believe Equitable is more favorable than Scor.

Insider & Institutional Ownership

92.7% of Equitable shares are held by institutional investors. 1.1% of Equitable shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Valuation and Earnings

This table compares Scor and Equitable”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Scor	$17.39 billion	0.36	$962.60 million	$0.54	6.47
Equitable	$11.67 billion	0.90	-$1.38 billion	($4.82)	-7.81

Scor has higher revenue and earnings than Equitable. Equitable is trading at a lower price-to-earnings ratio than Scor, indicating that it is currently the more affordable of the two stocks.

Risk & Volatility

Scor has a beta of 0.55, suggesting that its stock price is 45% less volatile than the S&P 500. Comparatively, Equitable has a beta of 1.12, suggesting that its stock price is 12% more volatile than the S&P 500.

Dividends

Scor pays an annual dividend of $0.13 per share and has a dividend yield of 3.7%. Equitable pays an annual dividend of $1.08 per share and has a dividend yield of 2.9%. Scor pays out 24.1% of its earnings in the form of a dividend. Equitable pays out -22.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Equitable has increased its dividend for 2 consecutive years.

Summary

Equitable beats Scor on 11 of the 18 factors compared between the two stocks.

About Scor

SCOR SE, together with its subsidiaries, provides life and non-life reinsurance products in Europe, the Middle East, Africa, the Americas, Latin America, and Asia Pacific. It operates in two segments, SCOR P&C and SCOR L&H. The SCOR P&C segment offers reinsurance products in the areas of property, motors, casualty treaties, credit and surety, decennial insurance, aviation, marine and energy, engineering, agricultural risks, and property catastrophes; specialties insurance products, including business solutions, political and credit risks, cyber, and environmental liability; and business ventures and partnerships. The SCOR L&H segment provides life reinsurance products, such as protection for mortality, morbidity, behavioral risks, disability, long-term care, critical illness, medical, and personal accident. This segment also provides financial solutions that combine traditional life reinsurance with financial components and provide liquidity, balance sheet, solvency, and income improvements to clients; longevity solutions that include products covering the risk of negative deviation from expected results due to the insured or annuitant living longer than assumed in the pricing of insurance covers provided by insurers or pension funds; and distribution solutions. In addition, it is involved in the asset management business. SCOR SE was founded in 1970 and is headquartered in Paris, France.

About Equitable

Equitable Holdings, Inc., together with its consolidated subsidiaries, operates as a diversified financial services company worldwide. The company operates through six segments: Individual Retirement, Group Retirement, Investment Management and Research, Protection Solutions, Wealth Management, and Legacy. The Individual Retirement segment offers a suite of variable annuity products primarily to affluent and high net worth individuals. The Group Retirement segment provides tax-deferred investment and retirement services or products to plans sponsored by educational entities, municipalities, and not-for-profit entities, as well as small and medium-sized businesses. The Investment Management and Research segment offers diversified investment management, research, and related services to various clients through institutional. The Protection Solutions segment provides life insurance products, such as VUL insurance and IUL insurance, term life, and employee benefits business, such as dental, vision, life, as well as short- and long-term disability insurance products to small and medium-sized businesses. The Wealth Management segment offers discretionary and non-discretionary investment advisory accounts, financial planning and advice, life insurance, and annuity products. The Legacy segment consists of the capital intensive fixed-rate GMxB business that includes ROP death benefits. The company was formerly known as AXA Equitable Holdings, Inc. and changed its name to Equitable Holdings, Inc. in January 2020. Equitable Holdings, Inc. was founded in 1859 and is based in New York, New York.