Loomis (OTCMKTS:LOIMF) vs. Joint Stock Company Kaspi.kz (NASDAQ:KSPI) Critical Survey

Joint Stock Company Kaspi.kz (NASDAQ:KSPI) and Loomis (OTCMKTS:LOIMF) are both business services companies, but which is the superior investment? We will contrast the two businesses based on the strength of their risk, analyst recommendations, earnings, dividends, valuation, profitability and institutional ownership.

Earnings and Valuation

This table compares Joint Stock Company Kaspi.kz and Loomis”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Joint Stock Company Kaspi.kz	$7.70 billion	1.89	$2.04 billion	$10.80	6.76
Loomis	$3.11 billion	1.00	$161.68 million	$2.37	19.68

Joint Stock Company Kaspi.kz has higher revenue and earnings than Loomis. Joint Stock Company Kaspi.kz is trading at a lower price-to-earnings ratio than Loomis, indicating that it is currently the more affordable of the two stocks.

Institutional & Insider Ownership

32.2% of Joint Stock Company Kaspi.kz shares are held by institutional investors. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Risk and Volatility

Joint Stock Company Kaspi.kz has a beta of 0.93, meaning that its share price is 7% less volatile than the S&P 500. Comparatively, Loomis has a beta of -1.57, meaning that its share price is 257% less volatile than the S&P 500.

Profitability

This table compares Joint Stock Company Kaspi.kz and Loomis’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Joint Stock Company Kaspi.kz	26.59%	48.73%	10.45%
Loomis	5.19%	12.88%	4.18%

Analyst Recommendations

This is a breakdown of recent recommendations and price targets for Joint Stock Company Kaspi.kz and Loomis, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Joint Stock Company Kaspi.kz	0	4	1	0	2.20
Loomis	0	0	0	0	0.00

Joint Stock Company Kaspi.kz currently has a consensus price target of $96.67, suggesting a potential upside of 32.47%. Given Joint Stock Company Kaspi.kz’s stronger consensus rating and higher probable upside, equities research analysts clearly believe Joint Stock Company Kaspi.kz is more favorable than Loomis.

Summary

Joint Stock Company Kaspi.kz beats Loomis on 12 of the 13 factors compared between the two stocks.

About Joint Stock Company Kaspi.kz

Joint Stock Company Kaspi.kz, together with its subsidiaries, provides payments, marketplace, and fintech solutions for consumers and merchants in the Republic of Kazakhstan. It operates through three segments: Payments Platform, Marketplace Platform, and Fintech Platform. The Payments Platform segment facilities transactions between customers and merchants. This segment offers shopping transactions, regular household bills, and peer to peer payments for consumers; accepts payment online and in store, issue and settle invoices, pay suppliers and monitor merchant turnover. It also provides proprietary data facilities informed decision making across multiple areas of business. Its Marketplace Platform segment connects online, and offline merchants and consumers enabling merchants to enhance its sales through an omni channel strategy and enable consumers to buy products and services from various merchants. This segment also operates marketplace through m-commerce, a mobile solution for shopping in person which consumers can use e-commerce to shop anywhere, anytime with free delivery; Kaspi Travel allows consumers to book domestic and international flights and package holidays, domestic rail tickets. It also enhances merchants sales by connecting payments and fintech products, Kapsi advertising, and other delivery services. The Fintech Platform segment provides consumers with BNPL, finance, and savings products and merchants with merchant finance services through super apps and Kapsi.kz Super app. It also involved in the banking; distressed asset management; real estate business; payment processing; online travel; and storage and processing of information services. The company was incorporated in 2008 and is headquartered in Almaty, the Republic of Kazakhstan.

About Loomis

Loomis AB (publ) provides solutions for the distribution, payments, handling, storage, and recycling of cash and other valuables. The company offers a range of solutions for cash in transit, cash management services, foreign exchange services, automated teller machines, automated solutions, and international valuables logistics, as well as operates Loomis Pay, a payment service that enables processing of various types of payment methods, such as card, cash, and digital alternatives. It serves financial institutions, banks, retailers, commercial enterprises, and other customers, as well as public sector in Sweden, the United States, France, Switzerland, Spain, the United Kingdom, and internationally. Loomis AB (publ) was founded in 1852 and is headquartered in Stockholm, Sweden.