LendingClub (NYSE:LC) Earns Buy Rating from BTIG Research

LendingClub (NYSE:LC)‘s stock had its “buy” rating reaffirmed by stock analysts at BTIG Research in a research note issued to investors on Thursday,Benzinga reports. They presently have a $26.00 price target on the credit services provider’s stock. BTIG Research’s price objective would indicate a potential upside of 53.76% from the company’s previous close.

LC has been the topic of several other reports. Janney Montgomery Scott increased their price objective on shares of LendingClub from $17.00 to $20.00 and gave the company a “neutral” rating in a report on Thursday, November 6th. Keefe, Bruyette & Woods upped their price target on shares of LendingClub from $20.00 to $22.00 and gave the stock an “outperform” rating in a research report on Friday, November 7th. JPMorgan Chase & Co. lifted their price objective on LendingClub from $22.00 to $25.00 and gave the stock an “overweight” rating in a report on Thursday, December 4th. Weiss Ratings reiterated a “hold (c)” rating on shares of LendingClub in a research note on Monday, December 29th. Finally, Piper Sandler restated an “overweight” rating and issued a $20.00 target price (up previously from $18.00) on shares of LendingClub in a research report on Thursday, October 23rd. Six analysts have rated the stock with a Buy rating and four have given a Hold rating to the company’s stock. Based on data from MarketBeat, the company currently has a consensus rating of “Moderate Buy” and an average target price of $22.00.

LendingClub Trading Up 2.9%

Shares of LC opened at $16.91 on Thursday. LendingClub has a 12 month low of $7.90 and a 12 month high of $21.67. The stock’s 50 day moving average is $19.42 and its two-hundred day moving average is $17.24. The firm has a market cap of $1.95 billion, a P/E ratio of 14.70 and a beta of 2.08.

LendingClub (NYSE:LC) last announced its earnings results on Wednesday, January 28th. The credit services provider reported $0.35 earnings per share for the quarter, topping the consensus estimate of $0.34 by $0.01. LendingClub had a return on equity of 9.62% and a net margin of 13.58%.The business had revenue of $266.47 million during the quarter, compared to the consensus estimate of $262.88 million. During the same period in the prior year, the company posted $0.08 EPS. The business’s quarterly revenue was up 22.7% on a year-over-year basis. LendingClub has set its FY 2026 guidance at 1.650-1.800 EPS and its Q1 2026 guidance at 0.340-0.390 EPS. Equities research analysts forecast that LendingClub will post 0.72 EPS for the current year.

LendingClub announced that its board has approved a share buyback plan on Wednesday, November 5th that allows the company to repurchase $100.00 million in shares. This repurchase authorization allows the credit services provider to buy up to 4.9% of its stock through open market purchases. Stock repurchase plans are often an indication that the company’s management believes its shares are undervalued.

Insider Buying and Selling at LendingClub

In other news, Director Erin Selleck sold 2,390 shares of the company’s stock in a transaction that occurred on Friday, December 5th. The stock was sold at an average price of $19.47, for a total value of $46,533.30. Following the completion of the sale, the director directly owned 76,377 shares in the company, valued at $1,487,060.19. This represents a 3.03% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available at this link. 3.19% of the stock is currently owned by corporate insiders.

Hedge Funds Weigh In On LendingClub

A number of institutional investors and hedge funds have recently added to or reduced their stakes in LC. Comerica Bank grew its holdings in LendingClub by 6,520.7% in the 4th quarter. Comerica Bank now owns 72,232 shares of the credit services provider’s stock valued at $1,368,000 after buying an additional 71,141 shares in the last quarter. Pictet Asset Management Holding SA boosted its position in shares of LendingClub by 200.6% during the 4th quarter. Pictet Asset Management Holding SA now owns 85,204 shares of the credit services provider’s stock valued at $1,614,000 after acquiring an additional 56,864 shares during the last quarter. Vanguard Group Inc. grew its holdings in shares of LendingClub by 4.6% in the fourth quarter. Vanguard Group Inc. now owns 11,697,333 shares of the credit services provider’s stock valued at $221,547,000 after purchasing an additional 516,542 shares during the period. Universal Beteiligungs und Servicegesellschaft mbH increased its position in LendingClub by 24.2% during the fourth quarter. Universal Beteiligungs und Servicegesellschaft mbH now owns 327,727 shares of the credit services provider’s stock worth $6,227,000 after purchasing an additional 63,845 shares during the last quarter. Finally, Round Rock Advisors LLC raised its stake in LendingClub by 58.9% during the fourth quarter. Round Rock Advisors LLC now owns 75,504 shares of the credit services provider’s stock worth $1,430,000 after purchasing an additional 27,999 shares during the period. Institutional investors and hedge funds own 74.08% of the company’s stock.

Key Headlines Impacting LendingClub

Here are the key news stories impacting LendingClub this week:

• Positive Sentiment: Quarterly beat and stronger guidance — LC reported Q4 EPS of $0.35 (vs. ~$0.34 consensus) and revenue of ~$266M, with revenue and originations rising year-over-year; the company raised FY2026 EPS guidance to $1.65–$1.80, above Wall Street consensus. This underpins faster growth expectations. Read More.
• Positive Sentiment: Loan origination and product traction — Originations rose ~40% YoY to ~$2.6B and management highlighted growth in its LevelUp product suite, supporting revenue visibility and customer acquisition progress. Read More.
• Positive Sentiment: Analyst support — BTIG reaffirmed a “buy” rating with a $26 price target, supplying a constructive counterpoint for investors looking past the headline noise. Read More.
• Neutral Sentiment: Deep-dive coverage and transcripts available — Multiple outlets published earnings transcripts and deep dives that help investors separate one-time disclosures from operating performance, useful for modeling but not immediately market-moving. Read More.
• Negative Sentiment: Accounting-shift disclosure triggered sharp sell-off — A newly disclosed accounting change prompted investor concern about metric comparability and near-term reported results, prompting a steep intraday drop in shares. That disclosure is the principal driver of recent market volatility. Read More.
• Negative Sentiment: Leadership shakeup raises governance and execution concerns — Reports of management changes prompted questions about continuity as the company scales, amplifying short-term selling pressure. Read More.
• Negative Sentiment: Market reaction and investor commentary emphasize risk — Several analyst and commentary pieces interpret the combination of the accounting disclosure and management moves as reasons for the recent sell-off, increasing near-term headline risk despite solid underlying metrics. Read More.

LendingClub Company Profile

LendingClub Corporation operates an online lending marketplace that connects borrowers seeking personal and small business credit with individual and institutional investors. The platform leverages technology to streamline the loan application and underwriting process, offering unsecured personal loans, auto refinancing, and small business loans. In addition to lending products, LendingClub provides high-yield savings accounts and certificates of deposit through its banking charter, following its acquisition of Radius Bank in 2021.

Founded in 2006 by Renaud Laplanche, LendingClub pioneered peer-to-peer lending in the United States, helping to democratize access to credit and investment opportunities.