Bancorp (NASDAQ:TBBK) Issues Q4 2026 Earnings Guidance

Bancorp (NASDAQ:TBBK) issued an update on its fourth quarter 2026 earnings guidance on Friday morning. The company provided earnings per share guidance of 1.750- for the period, compared to the consensus earnings per share estimate of 1.660. The company issued revenue guidance of -. Bancorp also updated its FY 2026 guidance to 5.900-5.900 EPS.

Bancorp Price Performance

Bancorp stock opened at $59.44 on Friday. The company’s fifty day moving average price is $67.91 and its 200 day moving average price is $69.78. Bancorp has a 1 year low of $40.51 and a 1 year high of $81.65. The stock has a market capitalization of $2.61 billion, a P/E ratio of 12.08 and a beta of 1.27. The company has a debt-to-equity ratio of 0.29, a quick ratio of 0.89 and a current ratio of 0.91.

Bancorp (NASDAQ:TBBK) last issued its quarterly earnings results on Thursday, January 29th. The bank reported $1.28 EPS for the quarter, missing the consensus estimate of $1.46 by ($0.18). The firm had revenue of $132.21 million for the quarter, compared to analysts’ expectations of $101.10 million. Bancorp had a return on equity of 27.74% and a net margin of 26.15%. As a group, equities research analysts anticipate that Bancorp will post 5.31 earnings per share for the current fiscal year.

Analyst Ratings Changes

Several brokerages have recently commented on TBBK. William Blair set a $60.00 price objective on shares of Bancorp in a report on Wednesday, January 21st. Raymond James Financial reissued a “strong-buy” rating on shares of Bancorp in a research report on Tuesday, January 13th. Royal Bank Of Canada reissued an “outperform” rating and issued a $57.00 target price on shares of Bancorp in a report on Wednesday, January 21st. Finally, Weiss Ratings reissued a “hold (c+)” rating on shares of Bancorp in a report on Monday, December 29th. One equities research analyst has rated the stock with a Strong Buy rating, five have issued a Buy rating and two have assigned a Hold rating to the stock. According to MarketBeat.com, Bancorp presently has a consensus rating of “Moderate Buy” and an average target price of $60.20.

Insider Activity

In other news, CFO Dominic C. Canuso acquired 1,800 shares of Bancorp stock in a transaction that occurred on Friday, November 14th. The stock was purchased at an average price of $61.24 per share, for a total transaction of $110,232.00. Following the completion of the transaction, the chief financial officer directly owned 3,500 shares in the company, valued at approximately $214,340. This trade represents a 105.88% increase in their ownership of the stock. The purchase was disclosed in a filing with the Securities & Exchange Commission, which is accessible through this link. 5.60% of the stock is currently owned by company insiders.

Key Stories Impacting Bancorp

Here are the key news stories impacting Bancorp this week:

• Positive Sentiment: Very strong longer‑term outlook: management raised FY2027 EPS guidance to $8.25 (vs. consensus ~$6.50), signaling confidence in margin recovery and earnings power — a constructive sign for longer‑term valuation. The Bancorp, Inc. (TBBK) Q4 2025 Earnings Call Transcript
• Positive Sentiment: Capital return and underlying profitability: company disclosed $150M in share repurchases in Q4, reported a high ROE (~30%) and a NIM of 4.30% — these items support EPS per‑share improvement and shareholder returns. The Bancorp Reports 4Q 2025 EPS of $1.28 …
• Neutral Sentiment: Revenue beat but context matters: Q4 revenue came in above some expectations (~$132.2M vs. a ~$101.1M consensus), showing fee and fintech growth, though it accompanied an EPS miss — this tempers how investors read the top‑line strength. The Bancorp Reports 4Q 2025 EPS of $1.28 …
• Neutral Sentiment: Earnings call and slide deck available — read for color on loan growth, deposit trends, and planned capital deployment that will determine whether FY2027 targets are credible. The Bancorp, Inc. (TBBK) Q4 2025 Earnings Call Transcript
• Negative Sentiment: FY2026 guidance below street: management set FY2026 EPS guidance at $5.90 vs. consensus ~$6.46 — this near‑term shortfall is the main catalyst for downward pressure on the stock.
• Negative Sentiment: Q4 EPS miss: reported $1.28 vs. consensus ~$1.46 (a ~$0.18 miss), which likely amplified selling despite revenue and profitability metrics. The Bancorp (TBBK) Q4 Earnings and Revenues Lag Estimates

Institutional Trading of Bancorp

A number of institutional investors have recently modified their holdings of TBBK. CIBC Bancorp USA Inc. acquired a new position in Bancorp during the third quarter worth $364,000. Danske Bank A S acquired a new position in shares of Bancorp during the 3rd quarter worth $1,198,000. Dark Forest Capital Management LP purchased a new position in shares of Bancorp in the 3rd quarter valued at about $533,000. Scientech Research LLC purchased a new position in shares of Bancorp in the 3rd quarter valued at about $816,000. Finally, Polymer Capital Management US LLC acquired a new stake in shares of Bancorp in the third quarter valued at about $333,000. 96.22% of the stock is currently owned by hedge funds and other institutional investors.

About Bancorp

The Bancorp, Inc (NASDAQ: TBBK) is a Delaware-chartered bank holding company that provides a range of banking and financial services to individuals, businesses, and financial institutions across the United States. Through its subsidiary, The Bancorp Bank, the company offers FDIC-insured deposit accounts, cash management solutions and specialized lending products. Its business model focuses on partnering with fintech firms, asset managers and payment processors to deliver integrated banking-as-a-service (BaaS) capabilities.

The company’s product suite includes interest-bearing and non-interest-bearing checking accounts, money market accounts, certificates of deposit and debit and credit card services.