Fair Isaac (NYSE:FICO) Updates FY 2026 Earnings Guidance

Fair Isaac (NYSE:FICO) updated its FY 2026 earnings guidance on Wednesday. The company provided earnings per share guidance of 38.170-38.170 for the period, compared to the consensus earnings per share estimate of 38.390. The company issued revenue guidance of $2.4 billion-$2.4 billion, compared to the consensus revenue estimate of $2.4 billion.

Fair Isaac Stock Performance

Shares of FICO traded down $17.49 during mid-day trading on Wednesday, reaching $1,527.51. The stock had a trading volume of 366,736 shares, compared to its average volume of 293,306. The business has a fifty day moving average of $1,700.05 and a 200 day moving average of $1,605.02. The firm has a market cap of $36.29 billion, a price-to-earnings ratio of 57.53, a PEG ratio of 1.66 and a beta of 1.30. Fair Isaac has a 12 month low of $1,300.00 and a 12 month high of $2,217.60.

Fair Isaac (NYSE:FICO) last issued its earnings results on Wednesday, January 28th. The technology company reported $7.33 earnings per share for the quarter, topping the consensus estimate of $7.08 by $0.25. The company had revenue of $766.00 million during the quarter, compared to the consensus estimate of $501.05 million. Fair Isaac had a net margin of 32.75% and a negative return on equity of 43.97%. Fair Isaac has set its FY 2026 guidance at 38.170-38.170 EPS. On average, research analysts forecast that Fair Isaac will post 24.15 EPS for the current fiscal year.

Analysts Set New Price Targets

FICO has been the topic of a number of research analyst reports. Zacks Research cut Fair Isaac from a “strong-buy” rating to a “hold” rating in a report on Monday, December 1st. Barclays lifted their price target on shares of Fair Isaac from $2,000.00 to $2,400.00 and gave the company an “overweight” rating in a report on Thursday, October 2nd. Jefferies Financial Group increased their price objective on shares of Fair Isaac from $2,100.00 to $2,200.00 and gave the company a “buy” rating in a report on Friday, January 16th. Oppenheimer cut Fair Isaac from an “outperform” rating to a “market perform” rating in a report on Monday, October 13th. Finally, Robert W. Baird increased their price target on Fair Isaac from $1,900.00 to $1,960.00 and gave the company an “outperform” rating in a research note on Thursday, November 6th. Nine research analysts have rated the stock with a Buy rating and five have issued a Hold rating to the stock. According to MarketBeat.com, Fair Isaac has an average rating of “Moderate Buy” and an average target price of $2,092.15.

Insiders Place Their Bets

In other news, Director Eva Manolis sold 521 shares of the business’s stock in a transaction that occurred on Friday, December 12th. The stock was sold at an average price of $1,825.83, for a total transaction of $951,257.43. Following the transaction, the director owned 344 shares of the company’s stock, valued at approximately $628,085.52. The trade was a 60.23% decrease in their position. The transaction was disclosed in a document filed with the SEC, which can be accessed through the SEC website. Also, CEO William J. Lansing sold 2,400 shares of the firm’s stock in a transaction on Monday, November 10th. The stock was sold at an average price of $1,732.88, for a total value of $4,158,912.00. Following the completion of the sale, the chief executive officer owned 10,933 shares of the company’s stock, valued at approximately $18,945,577.04. This represents a 18.00% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. Insiders have sold 4,347 shares of company stock valued at $7,691,229 over the last ninety days. 3.46% of the stock is owned by insiders.

Institutional Investors Weigh In On Fair Isaac

Several institutional investors have recently made changes to their positions in FICO. No Street GP LP boosted its holdings in shares of Fair Isaac by 212.5% in the third quarter. No Street GP LP now owns 50,000 shares of the technology company’s stock valued at $74,826,000 after purchasing an additional 34,000 shares during the period. Alliancebernstein L.P. lifted its holdings in shares of Fair Isaac by 16.1% in the 2nd quarter. Alliancebernstein L.P. now owns 211,947 shares of the technology company’s stock worth $387,431,000 after buying an additional 29,408 shares during the period. Man Group plc lifted its holdings in shares of Fair Isaac by 88.0% in the 2nd quarter. Man Group plc now owns 50,800 shares of the technology company’s stock worth $92,860,000 after buying an additional 23,784 shares during the period. Freestone Grove Partners LP bought a new position in shares of Fair Isaac during the 3rd quarter worth $24,998,000. Finally, Danske Bank A S purchased a new position in shares of Fair Isaac during the third quarter valued at $17,056,000. Institutional investors own 85.75% of the company’s stock.

Fair Isaac Company Profile

Fair Isaac Corporation, commonly known as FICO, is a data analytics and software company best known for its FICO Score, a widely used credit-scoring system that helps lenders assess consumer credit risk. Founded in 1956 by Bill Fair and Earl Isaac, the company has evolved from its origins in statistical credit scoring to a broader focus on predictive analytics, decision management and artificial intelligence-driven solutions for financial services and other industries. FICO is headquartered in San Jose, California, and operates globally, serving clients across North America, Latin America, Europe, the Middle East, Africa and the Asia-Pacific region.

FICO’s product portfolio centers on analytics and decisioning technologies.