Wintrust Financial Corporation $WTFC Stake Decreased by Simplicity Wealth LLC

Simplicity Wealth LLC lessened its holdings in shares of Wintrust Financial Corporation (NASDAQ:WTFC) by 47.3% in the third quarter, according to its most recent filing with the SEC. The firm owned 5,298 shares of the bank’s stock after selling 4,752 shares during the quarter. Simplicity Wealth LLC’s holdings in Wintrust Financial were worth $702,000 as of its most recent SEC filing.

A number of other hedge funds have also made changes to their positions in WTFC. Root Financial Partners LLC acquired a new position in shares of Wintrust Financial during the 3rd quarter valued at $27,000. Advisors Asset Management Inc. purchased a new stake in shares of Wintrust Financial in the first quarter valued at $27,000. REAP Financial Group LLC raised its holdings in shares of Wintrust Financial by 196.0% during the second quarter. REAP Financial Group LLC now owns 296 shares of the bank’s stock worth $37,000 after acquiring an additional 196 shares in the last quarter. Richardson Financial Services Inc. lifted its stake in Wintrust Financial by 75.3% in the third quarter. Richardson Financial Services Inc. now owns 312 shares of the bank’s stock valued at $41,000 after acquiring an additional 134 shares during the last quarter. Finally, Quent Capital LLC bought a new stake in shares of Wintrust Financial during the 3rd quarter worth about $41,000. Institutional investors and hedge funds own 93.48% of the company’s stock.

Analyst Upgrades and Downgrades

WTFC has been the topic of several recent research reports. Barclays lifted their target price on shares of Wintrust Financial from $178.00 to $185.00 and gave the company an “overweight” rating in a research report on Thursday. Royal Bank Of Canada raised their target price on Wintrust Financial from $160.00 to $175.00 and gave the stock an “outperform” rating in a report on Thursday. Truist Financial lifted their price target on shares of Wintrust Financial from $151.00 to $158.00 and gave the company a “buy” rating in a research note on Thursday, October 23rd. Weiss Ratings restated a “buy (b-)” rating on shares of Wintrust Financial in a report on Wednesday. Finally, DA Davidson increased their target price on shares of Wintrust Financial from $165.00 to $172.00 and gave the stock a “buy” rating in a report on Thursday. One analyst has rated the stock with a Strong Buy rating, ten have issued a Buy rating and two have given a Hold rating to the company. According to MarketBeat.com, the stock currently has an average rating of “Moderate Buy” and a consensus target price of $163.42.

Wintrust Financial Stock Down 4.1%

WTFC opened at $145.99 on Friday. The company has a debt-to-equity ratio of 0.66, a quick ratio of 1.00 and a current ratio of 1.00. The company has a market capitalization of $9.78 billion, a P/E ratio of 12.81 and a beta of 0.88. Wintrust Financial Corporation has a fifty-two week low of $89.10 and a fifty-two week high of $155.99. The stock has a fifty day moving average of $140.28 and a 200-day moving average of $134.29.

Wintrust Financial (NASDAQ:WTFC) last announced its earnings results on Tuesday, January 20th. The bank reported $3.15 EPS for the quarter, topping the consensus estimate of $2.93 by $0.22. The company had revenue of $586.67 million for the quarter, compared to analysts’ expectations of $700.85 million. Wintrust Financial had a net margin of 19.48% and a return on equity of 12.95%. During the same period last year, the firm earned $2.63 earnings per share. On average, equities analysts expect that Wintrust Financial Corporation will post 10.36 EPS for the current year.

Wintrust Financial Increases Dividend

The company also recently announced a quarterly dividend, which will be paid on Thursday, February 19th. Shareholders of record on Thursday, February 5th will be issued a $0.55 dividend. The ex-dividend date of this dividend is Thursday, February 5th. This represents a $2.20 annualized dividend and a yield of 1.5%. This is an increase from Wintrust Financial’s previous quarterly dividend of $0.50. Wintrust Financial’s payout ratio is 19.30%.

Wintrust Financial News Summary

Here are the key news stories impacting Wintrust Financial this week:

• Positive Sentiment: Q4 earnings beat and record profit: WTFC reported EPS of $3.15, topping estimates, and published commentary highlighting record net income and solid credit metrics—this is the core reason shares rallied earlier in the week. Q4 Earnings Highlights
• Positive Sentiment: Dividend increase: the board approved a 10% raise to a $0.55 quarterly dividend (payable Feb 19; record Feb 5), signaling confidence in cash flow and supporting income-focused investor demand. Dividend Announcement
• Positive Sentiment: Analysts lifted targets: multiple firms raised price targets and maintained buy ratings (TD Cowen to $177, DA Davidson to $172), reflecting the stronger-than-expected results and improving outlook for loan growth. Analyst Target Increases
• Neutral Sentiment: Management outlook: Wintrust is targeting mid‑ to high‑single‑digit loan growth for 2026 while aiming to keep margins stable—positive for medium-term revenue but reliant on execution and rate/macro conditions. Outlook Coverage
• Neutral Sentiment: Technical/market context: WTFC reached a 12‑month high after the earnings beat, which can concentrate short‑term trading and volatility as investors rotate profits. 12‑Month High Note
• Negative Sentiment: Top-line miss/dispersion in metrics: while EPS beat, reported revenue was lower than some street estimates, creating mixed interpretation of the quarter and giving traders a reason to sell into strength. Higher trading volume today suggests profit‑taking after the run‑up. Analyst Commentary

Wintrust Financial Company Profile

Wintrust Financial Corporation is a Chicago‐area bank holding company headquartered in Rosemont, Illinois. Through its primary subsidiary, Wintrust Bank, the company operates a network of community banks serving metropolitan Chicago and select markets in southeastern Wisconsin. These locally branded banks provide personalized commercial and consumer banking solutions tailored to small and mid‐size businesses, professionals, and individual clients.

The firm’s core offerings include deposit products, commercial and residential lending, treasury management, and mortgage banking services.