Enova International (ENVA) to Release Quarterly Earnings on Tuesday

Enova International (NYSE:ENVA) is expected to issue its Q4 2025 results after the market closes on Tuesday, January 27th. Analysts expect the company to announce earnings of $3.20 per share and revenue of $838.5870 million for the quarter. Interested persons can find conference call details on the company’s upcoming Q4 2025 earning report page for the latest details on the call scheduled for Tuesday, January 27, 2026 at 5:00 PM ET.

Enova International (NYSE:ENVA) last announced its quarterly earnings data on Thursday, October 23rd. The credit services provider reported $3.36 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $3.03 by $0.33. The firm had revenue of $460.71 million for the quarter, compared to analysts’ expectations of $806.63 million. Enova International had a net margin of 9.64% and a return on equity of 24.50%. The business’s revenue for the quarter was up 16.3% on a year-over-year basis. During the same period last year, the firm earned $2.45 earnings per share. On average, analysts expect Enova International to post $10 EPS for the current fiscal year and $12 EPS for the next fiscal year.

Enova International Stock Performance

Shares of Enova International stock opened at $157.64 on Friday. The firm has a fifty day moving average of $149.52 and a two-hundred day moving average of $127.21. The company has a debt-to-equity ratio of 3.20, a quick ratio of 19.29 and a current ratio of 19.29. The stock has a market capitalization of $4.43 billion, a price-to-earnings ratio of 14.49 and a beta of 1.27. Enova International has a 52 week low of $79.41 and a 52 week high of $168.68.

Enova International announced that its Board of Directors has approved a share repurchase program on Wednesday, November 12th that authorizes the company to buyback $400.00 million in shares. This buyback authorization authorizes the credit services provider to repurchase up to 12.5% of its shares through open market purchases. Shares buyback programs are usually an indication that the company’s leadership believes its shares are undervalued.

Wall Street Analysts Forecast Growth

Several research firms have weighed in on ENVA. Wall Street Zen lowered Enova International from a “strong-buy” rating to a “buy” rating in a research note on Saturday, November 22nd. Weiss Ratings restated a “buy (b-)” rating on shares of Enova International in a research report on Thursday. BTIG Research increased their price target on shares of Enova International from $144.00 to $199.00 and gave the company a “buy” rating in a research report on Friday, December 12th. Citigroup reissued an “outperform” rating on shares of Enova International in a research note on Friday, December 12th. Finally, Citizens Jmp boosted their price objective on shares of Enova International from $149.00 to $180.00 and gave the company a “market outperform” rating in a report on Friday, December 12th. Eight analysts have rated the stock with a Buy rating and one has issued a Hold rating to the stock. According to MarketBeat.com, the stock currently has a consensus rating of “Moderate Buy” and an average price target of $163.67.

Insider Activity

In related news, CEO David Fisher sold 15,000 shares of the business’s stock in a transaction that occurred on Tuesday, December 16th. The stock was sold at an average price of $160.24, for a total value of $2,403,600.00. Following the completion of the transaction, the chief executive officer directly owned 348,223 shares in the company, valued at approximately $55,799,253.52. The trade was a 4.13% decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through this hyperlink. Also, CFO Steven E. Cunningham sold 14,874 shares of the firm’s stock in a transaction that occurred on Wednesday, October 29th. The stock was sold at an average price of $120.70, for a total transaction of $1,795,291.80. Following the sale, the chief financial officer owned 127,719 shares in the company, valued at $15,415,683.30. This trade represents a 10.43% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. Insiders have sold a total of 41,874 shares of company stock worth $5,680,052 in the last quarter. 8.40% of the stock is currently owned by company insiders.

Hedge Funds Weigh In On Enova International

A number of large investors have recently bought and sold shares of ENVA. California State Teachers Retirement System raised its holdings in shares of Enova International by 0.4% in the second quarter. California State Teachers Retirement System now owns 24,268 shares of the credit services provider’s stock valued at $2,706,000 after purchasing an additional 105 shares during the last quarter. EverSource Wealth Advisors LLC grew its position in Enova International by 350.0% in the second quarter. EverSource Wealth Advisors LLC now owns 450 shares of the credit services provider’s stock valued at $50,000 after purchasing an additional 350 shares in the last quarter. Horizon Investments LLC increased its stake in Enova International by 5.9% in the 3rd quarter. Horizon Investments LLC now owns 14,054 shares of the credit services provider’s stock valued at $1,617,000 after buying an additional 789 shares during the last quarter. Finally, Danske Bank A S bought a new stake in Enova International during the 3rd quarter worth about $991,000. Institutional investors and hedge funds own 89.43% of the company’s stock.

About Enova International

Enova International, Inc (NYSE: ENVA) is a Chicago-based financial services company specializing in online lending solutions. Since its founding in 2004, Enova has leveraged proprietary data analytics and technology platforms to underwrite and deliver short-term consumer loans, lines of credit and installment loans. Through its flagship consumer brand NetCredit, Enova provides flexible credit options designed to serve a wide range of borrowers, including those with limited or non-traditional credit histories.

In addition to its U.S.