Customers Bancorp (NYSE:CUBI) Posts Quarterly Earnings Results, Beats Estimates By $0.02 EPS

Customers Bancorp (NYSE:CUBI) posted its earnings results on Thursday. The bank reported $2.06 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $2.04 by $0.02, FiscalAI reports. Customers Bancorp had a net margin of 15.15% and a return on equity of 14.56%. The company had revenue of $236.90 million during the quarter, compared to the consensus estimate of $200.38 million. During the same period in the previous year, the firm posted $1.36 earnings per share.

Customers Bancorp Price Performance

Customers Bancorp stock opened at $74.67 on Friday. The stock has a market capitalization of $2.55 billion, a P/E ratio of 12.04 and a beta of 1.61. The company’s fifty day moving average price is $73.42 and its 200 day moving average price is $68.58. The company has a debt-to-equity ratio of 0.67, a quick ratio of 0.98 and a current ratio of 0.98. Customers Bancorp has a 1 year low of $40.75 and a 1 year high of $82.56.

Wall Street Analyst Weigh In

Several analysts recently commented on the company. TD Cowen reaffirmed a “buy” rating on shares of Customers Bancorp in a report on Monday, October 27th. Stephens upped their price objective on Customers Bancorp from $62.00 to $68.00 and gave the stock an “equal weight” rating in a research report on Tuesday, October 28th. Wall Street Zen raised shares of Customers Bancorp from a “hold” rating to a “buy” rating in a research note on Saturday, January 17th. Keefe, Bruyette & Woods lifted their target price on shares of Customers Bancorp from $76.00 to $82.00 and gave the company a “market perform” rating in a report on Monday, October 27th. Finally, Weiss Ratings reissued a “hold (c+)” rating on shares of Customers Bancorp in a report on Monday, December 29th. One investment analyst has rated the stock with a Strong Buy rating, four have issued a Buy rating and six have given a Hold rating to the company. According to MarketBeat.com, the company presently has a consensus rating of “Moderate Buy” and a consensus price target of $84.80.

Trending Headlines about Customers Bancorp

Here are the key news stories impacting Customers Bancorp this week:

• Positive Sentiment: Quarterly EPS slightly beat expectations — CUBI reported $2.06 EPS vs. consensus ~$2.04, showing year-over-year improvement. MarketBeat: Earnings report
• Positive Sentiment: Multiple outlets (including Yahoo and Zacks) flagged that reported revenue exceeded some analyst models — headlines noted revenue of ~$236.9M versus consensus in the ~$200M area, which on the face of it is a top-line beat. Yahoo: Beats sales expectations
• Neutral Sentiment: The company issued its formal press release and slide deck with full Q4 / FY-2025 figures; investors will parse loan growth, deposit trends and margin commentary from the materials. BusinessWire: Press release
• Neutral Sentiment: The earnings call transcript provides management color on credit quality, capital and outlook — key for assessing sustainability of the quarter’s results. Investors should review the call for any guidance shifts. Seeking Alpha: Earnings call transcript
• Negative Sentiment: At least one outlet reported the revenue as a miss (or highlighted weaker revenue components), and that narrative appears to have triggered the selloff as traders focused on top-line composition rather than the headline EPS. Investing.com: Shares fall as revenue misses
• Negative Sentiment: Trading shows elevated volume and volatility post‑report — suggesting rapid re‑pricing as investors debate the quality of earnings and outlook. The market reaction has driven the stock lower despite the EPS beat. SeattlePI: Q4 snapshot

Insider Buying and Selling at Customers Bancorp

In other news, Director Bernard Bennett Banks sold 9,000 shares of Customers Bancorp stock in a transaction dated Friday, November 7th. The shares were sold at an average price of $66.93, for a total value of $602,370.00. Following the sale, the director owned 7,524 shares in the company, valued at $503,581.32. This trade represents a 54.47% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available through this link. Also, CEO Jay S. Sidhu sold 128,185 shares of the company’s stock in a transaction dated Wednesday, December 3rd. The stock was sold at an average price of $69.43, for a total transaction of $8,899,884.55. Following the transaction, the chief executive officer owned 790,031 shares of the company’s stock, valued at approximately $54,851,852.33. This trade represents a 13.96% decrease in their position. The disclosure for this sale is available in the SEC filing. Insiders have sold a total of 211,900 shares of company stock valued at $14,595,664 over the last ninety days. Corporate insiders own 8.69% of the company’s stock.

Institutional Trading of Customers Bancorp

A number of hedge funds have recently bought and sold shares of the business. Royal Bank of Canada increased its holdings in shares of Customers Bancorp by 11.5% during the 1st quarter. Royal Bank of Canada now owns 5,344 shares of the bank’s stock worth $269,000 after buying an additional 553 shares during the last quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. raised its position in Customers Bancorp by 4.7% in the first quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 17,625 shares of the bank’s stock valued at $885,000 after purchasing an additional 786 shares during the period. Millennium Management LLC lifted its stake in shares of Customers Bancorp by 71.4% in the 1st quarter. Millennium Management LLC now owns 274,730 shares of the bank’s stock valued at $13,791,000 after purchasing an additional 114,430 shares during the last quarter. Jones Financial Companies Lllp acquired a new position in shares of Customers Bancorp in the 1st quarter valued at $37,000. Finally, Creative Planning purchased a new position in shares of Customers Bancorp during the 2nd quarter worth $250,000. Institutional investors and hedge funds own 89.29% of the company’s stock.

Customers Bancorp Company Profile

Customers Bancorp, Inc (NYSE: CUBI) is a bank holding company headquartered in Phoenixville, Pennsylvania, and the parent of Customers Bank, a federally chartered institution. The company offers a full suite of commercial and consumer banking services, combining traditional deposit and lending products with modern digital banking platforms. As a publicly traded entity, Customers Bancorp focuses on delivering tailored financial solutions to mid‐market companies, small businesses, professionals and individuals across the United States.

Through its commercial banking division, the company provides term loans, lines of credit, real estate financing, asset‐based lending and treasury management services.