Critical Survey: Jumia Technologies (NYSE:JMIA) vs. OLB Group (NASDAQ:OLB)

Jumia Technologies (NYSE:JMIA) and OLB Group (NASDAQ:OLB) are both small-cap retail/wholesale companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, dividends, profitability, earnings, institutional ownership, risk and analyst recommendations.

Analyst Ratings

This is a summary of current ratings and target prices for Jumia Technologies and OLB Group, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Jumia Technologies	1	0	3	0	2.50
OLB Group	1	0	0	0	1.00

Jumia Technologies presently has a consensus price target of $17.00, indicating a potential upside of 34.39%. Given Jumia Technologies’ stronger consensus rating and higher probable upside, research analysts plainly believe Jumia Technologies is more favorable than OLB Group.

Institutional & Insider Ownership

16.5% of Jumia Technologies shares are owned by institutional investors. Comparatively, 3.8% of OLB Group shares are owned by institutional investors. 1.9% of Jumia Technologies shares are owned by insiders. Comparatively, 60.2% of OLB Group shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Risk & Volatility

Jumia Technologies has a beta of 2.24, indicating that its stock price is 124% more volatile than the S&P 500. Comparatively, OLB Group has a beta of 2.05, indicating that its stock price is 105% more volatile than the S&P 500.

Valuation & Earnings

This table compares Jumia Technologies and OLB Group”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Jumia Technologies	$167.49 million	9.25	-$99.09 million	N/A	N/A
OLB Group	$12.84 million	0.59	-$11.23 million	($3.56)	-0.24

OLB Group has lower revenue, but higher earnings than Jumia Technologies.

Profitability

This table compares Jumia Technologies and OLB Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Jumia Technologies	-40.86%	-116.72%	-42.14%
OLB Group	-92.68%	-208.53%	-71.73%

Summary

Jumia Technologies beats OLB Group on 10 of the 12 factors compared between the two stocks.

About Jumia Technologies

Jumia Technologies AG operates an e-commerce platform in West Africa, North Africa, East and South Africa, Europe, the United Arab Emirates, and internationally. The company’s platform consists of marketplace that connects sellers with customers; logistics service, which enables the shipment and delivery of packages from sellers to consumers; and payment service, which facilitates transactions to participants active on the company’s platform in selected markets under the JumiaPay name. Its marketplace offers various products in a range of categories, including phones, electronics, home and living, fashion, beauty, and fast-moving consumer goods; and various digital lifestyle services, such as utility bills payment, airtime recharge, gaming and entertainment, and transport ticketing, as well as financial services comprising micro-loans, insurance, and savings products. The company was formerly known as Africa Internet Holding GmbH and changed its name to Jumia Technologies AG in January 2019. Jumia Technologies AG was incorporated in 2012 and is headquartered in Berlin, Germany.

About OLB Group

The OLB Group, Inc. is a diversified fintech e-commerce merchant services provider and Bitcoin crypto mining enterprise. The Company’s eCommerce platform delivers e-commerce services for a digital commerce solution to over 10,500 merchants in all 50 states. The Company’s wholly owned subsidiary, DMINT, Inc, is engaged in the mining of Bitcoin utilizing low carbon natural gas with over 1,000 application-specific integrated circuit (ASIC)-based S19j Pro 96T mining computers. www.olb.com and www.olb.com/investors-data.