Comparing Worldline (OTCMKTS:WWLNF) & PagSeguro Digital (NYSE:PAGS)

Worldline (OTCMKTS:WWLNF) and PagSeguro Digital (NYSE:PAGS) are both business services companies, but which is the superior stock? We will contrast the two businesses based on the strength of their analyst recommendations, earnings, institutional ownership, risk, valuation, dividends and profitability.

Profitability

This table compares Worldline and PagSeguro Digital’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Worldline	N/A	N/A	N/A
PagSeguro Digital	11.04%	15.52%	3.24%

Analyst Recommendations

This is a summary of current ratings and recommmendations for Worldline and PagSeguro Digital, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Worldline	0	0	0	0	0.00
PagSeguro Digital	0	5	4	0	2.44

PagSeguro Digital has a consensus target price of $11.83, suggesting a potential upside of 23.59%. Given PagSeguro Digital’s stronger consensus rating and higher probable upside, analysts plainly believe PagSeguro Digital is more favorable than Worldline.

Insider & Institutional Ownership

45.9% of PagSeguro Digital shares are held by institutional investors. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Risk and Volatility

Worldline has a beta of 0.66, indicating that its share price is 34% less volatile than the S&P 500. Comparatively, PagSeguro Digital has a beta of 1.57, indicating that its share price is 57% more volatile than the S&P 500.

Valuation and Earnings

This table compares Worldline and PagSeguro Digital”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Worldline	$5.01 billion	0.16	-$321.38 million	N/A	N/A
PagSeguro Digital	$19.31 billion	0.16	$392.38 million	$1.24	7.72

PagSeguro Digital has higher revenue and earnings than Worldline.

Summary

PagSeguro Digital beats Worldline on 10 of the 11 factors compared between the two stocks.

About Worldline

Worldline SA provides payments and transactional services to financial institutions, merchants, corporations, and government agencies in Northern Europe, Central and Eastern Europe, Southern Europe, and internationally. The company operates through Merchant Services; Financial Services; and Mobility & e-Transactional Services segments. The Merchant Services segment offers commercial acquiring, terminal, omnichannel payment acceptance, and digital retail services. The Financial Services segment provides issuing processing, acquiring processing, digital banking, and account payments services. The Mobility & e-Transactional Services segment offers trusted digitization, e-ticketing, and e-consumer and mobility. The company was formerly known as Atos Worldline S.A.S. and changed its name to Worldline SA in April 2014. Worldline SA was founded in 1973 and is headquartered in Puteaux, France.

About PagSeguro Digital

PagSeguro Digital Ltd., together with its subsidiaries, provides financial technology solutions and services for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally. The company's products and services include PagSeguro Ecosystem, a digital ecosystem that operates as a closed loop where its clients are able to address their primary day to day financial needs, including receiving and spending funds, and managing and growing their businesses; PagBank digital account, which offers payment and banking services through the PagBank mobile app, as well as centralizes various cash-in options, functionalities, services, and cash-out options in a single ecosystem; and PlugPag, a tool for medium-sized and larger merchants that enables them to connect their point of sale (POS) device directly to their enterprise resource planning software or sales automation system through Bluetooth. It also offers cash-in solutions; online and in-person payment tools; and online gaming and cross-border digital services, as well as issues prepaid, credit, and cash cards. In addition, the company provides functionalities, and value-added services and features, such as purchase protection mechanisms, antifraud platform, account and business management tools, POS app, i-Banking App, Super App, and e-commerce support and bill payment services; and PedeFácil, an order management and food delivery app. Further, it is involved in processing of back-office solutions, including sales reconciliation, and gateway solutions and services, as well as the capture of credit cards with acquirers and sub acquirers. The company was founded in 2006 and is headquartered in São Paulo, Brazil.