Contrasting Intrum AB (publ) (OTCMKTS:ITJTY) & LM Funding America (NASDAQ:LMFA)

Intrum AB (publ) (OTCMKTS:ITJTY) and LM Funding America (NASDAQ:LMFA) are both financial services companies, but which is the better investment? We will compare the two businesses based on the strength of their institutional ownership, profitability, analyst recommendations, dividends, valuation, earnings and risk.

Analyst Ratings

This is a summary of recent ratings for Intrum AB (publ) and LM Funding America, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Intrum AB (publ)	0	0	0	0	N/A
LM Funding America	0	1	0	0	2.00

Institutional and Insider Ownership

22.7% of LM Funding America shares are held by institutional investors. 20.2% of LM Funding America shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Valuation and Earnings

This table compares Intrum AB (publ) and LM Funding America’s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Intrum AB (publ)	N/A	N/A	N/A	$12.65	0.32
LM Funding America	$12.98 million	0.49	-$15.94 million	($4.14)	-0.61

Intrum AB (publ) has higher earnings, but lower revenue than LM Funding America. LM Funding America is trading at a lower price-to-earnings ratio than Intrum AB (publ), indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Intrum AB (publ) and LM Funding America’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Intrum AB (publ)	N/A	N/A	N/A
LM Funding America	-69.53%	-34.88%	-32.29%

Summary

Intrum AB (publ) beats LM Funding America on 5 of the 8 factors compared between the two stocks.

About Intrum AB (publ)

Intrum AB (publ), together with its subsidiaries, provides credit management services in Europe and internationally. The company offers credit optimization services, including credit monitoring, credit decision, factoring, and credit information services; and debt collection comprising surveillance and purchase services. It also provides payment services, such as reminder, payment guarantee, and VAT services; e-commerce services comprising credit management, payment solutions, and collection services; accounts receivables services that include invoice, payment booking, monitoring of due dates, reminder, and collection services; and financing and portfolio investment services. Intrum AB (publ) was founded in 1923 and is headquartered in Stockholm, Sweden.

About LM Funding America

LM Funding America, Inc. operates as a cryptocurrency mining and specialty finance company. It operates through two segments, Specialty Finance and Mining Operations. The company also engages in Bitcoin mining operations; and provides funding to nonprofit community associations. The company was founded in 2008 and is based in Tampa, Florida.