Banco Bilbao Vizcaya Argentaria (NYSE: BBVA) and First Bancorp (NASDAQ:FBNC) are both financials companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, analyst recommendations, valuation, profitability, earnings, dividends and risk.
Institutional and Insider Ownership
3.4% of Banco Bilbao Vizcaya Argentaria shares are owned by institutional investors. Comparatively, 61.6% of First Bancorp shares are owned by institutional investors. 2.4% of First Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.
This table compares Banco Bilbao Vizcaya Argentaria and First Bancorp’s revenue, earnings per share (EPS) and valuation.
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|Banco Bilbao Vizcaya Argentaria||$28.55 billion||1.89||$3.98 billion||$0.59||13.90|
|First Bancorp||$226.29 million||4.91||$45.97 million||$1.80||20.83|
Banco Bilbao Vizcaya Argentaria has higher revenue and earnings than First Bancorp. Banco Bilbao Vizcaya Argentaria is trading at a lower price-to-earnings ratio than First Bancorp, indicating that it is currently the more affordable of the two stocks.
Volatility & Risk
Banco Bilbao Vizcaya Argentaria has a beta of 1.08, indicating that its stock price is 8% more volatile than the S&P 500. Comparatively, First Bancorp has a beta of 1.14, indicating that its stock price is 14% more volatile than the S&P 500.
This table compares Banco Bilbao Vizcaya Argentaria and First Bancorp’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|Banco Bilbao Vizcaya Argentaria||13.74%||8.63%||0.67%|
This is a breakdown of recent recommendations and price targets for Banco Bilbao Vizcaya Argentaria and First Bancorp, as reported by MarketBeat.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|Banco Bilbao Vizcaya Argentaria||0||1||1||0||2.50|
First Bancorp has a consensus target price of $39.33, indicating a potential upside of 4.92%. Given First Bancorp’s stronger consensus rating and higher possible upside, analysts plainly believe First Bancorp is more favorable than Banco Bilbao Vizcaya Argentaria.
Banco Bilbao Vizcaya Argentaria pays an annual dividend of $0.20 per share and has a dividend yield of 2.4%. First Bancorp pays an annual dividend of $0.32 per share and has a dividend yield of 0.9%. Banco Bilbao Vizcaya Argentaria pays out 33.9% of its earnings in the form of a dividend. First Bancorp pays out 17.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Banco Bilbao Vizcaya Argentaria has raised its dividend for 6 consecutive years. Banco Bilbao Vizcaya Argentaria is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
First Bancorp beats Banco Bilbao Vizcaya Argentaria on 12 of the 17 factors compared between the two stocks.
Banco Bilbao Vizcaya Argentaria Company Profile
Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) is a diversified financial company engaged in retail banking, wholesale banking, asset management and private banking. Its segments include Banking Activity in Spain, Real Estate Activity in Spain, the United States Turkey, Mexico, South America and Rest of Eurasia. Its Banking Activity in Spain segment includes Retail Network in Spain, Corporate and Business Banking (CBB), and BBVA Seguros and Asset Management units in Spain. Its Real Estate Activity in Spain segment covers specialist management of real-estate assets in the country. In the United States it offers services through, BBVA Compass Bancshares Inc. and the BBVA New York branch. The Turkey segment represents its stake in the Turkish bank, Turkiye Garanti Bankasi A.S. It offers banking and insurance businesses in Mexico. In South America, it provides banking and insurance businesses. The Rest of Eurasia segment includes business activity in the rest of Europe and Asia.
First Bancorp Company Profile
First Bancorp is the bank holding company for First Bank (the Bank). The Company’s principal activity is the ownership and operation of First Bank. The Bank engages in a range of banking activities, including the acceptance of deposits and the making of loans. The Bank offers credit cards, debit cards, letters of credit, safe deposit box rentals and electronic funds transfer services, including wire transfers. In addition, the Bank offers Internet banking, mobile banking, cash management and bank-by-phone capabilities to its customers. It also offers a mobile check deposit feature for its mobile banking customers to deposit checks through their smartphone. The Bank offers remote deposit capture for its business customers. The Company provides loans for a range of consumer and commercial purposes, including loans for business, agriculture, real estate, personal uses, home improvement and automobiles.
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