California First National Bancorp (NASDAQ: CFNB) is one of 320 public companies in the “Banks” industry, but how does it compare to its competitors? We will compare California First National Bancorp to related businesses based on the strength of its valuation, earnings, dividends, profitability, institutional ownership, analyst recommendations and risk.
Insider and Institutional Ownership
12.0% of California First National Bancorp shares are owned by institutional investors. Comparatively, 51.7% of shares of all “Banks” companies are owned by institutional investors. 78.5% of California First National Bancorp shares are owned by insiders. Comparatively, 10.5% of shares of all “Banks” companies are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.
This is a summary of current ratings and target prices for California First National Bancorp and its competitors, as reported by MarketBeat.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|California First National Bancorp||0||0||0||0||N/A|
|California First National Bancorp Competitors||2086||8228||8299||324||2.36|
As a group, “Banks” companies have a potential downside of 4.07%. Given California First National Bancorp’s competitors higher probable upside, analysts plainly believe California First National Bancorp has less favorable growth aspects than its competitors.
Valuation & Earnings
This table compares California First National Bancorp and its competitors gross revenue, earnings per share (EPS) and valuation.
|Gross Revenue||NetIncome||Price/Earnings Ratio|
|California First National Bancorp||$36.69 million||$11.12 million||11.98|
|California First National Bancorp Competitors||$5.50 billion||$822.45 million||354.45|
California First National Bancorp’s competitors have higher revenue and earnings than California First National Bancorp. California First National Bancorp is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.
This table compares California First National Bancorp and its competitors’ net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|California First National Bancorp||32.09%||5.92%||1.41%|
|California First National Bancorp Competitors||18.50%||8.53%||0.92%|
California First National Bancorp pays an annual dividend of $0.46 per share and has a dividend yield of 3.5%. California First National Bancorp pays out 41.4% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 2.0% and pay out 34.7% of their earnings in the form of a dividend.
Volatility & Risk
California First National Bancorp has a beta of 0.49, suggesting that its stock price is 51% less volatile than the S&P 500. Comparatively, California First National Bancorp’s competitors have a beta of 0.79, suggesting that their average stock price is 21% less volatile than the S&P 500.
California First National Bancorp competitors beat California First National Bancorp on 8 of the 12 factors compared.
California First National Bancorp Company Profile
California First National Bancorp is a bank holding company of California First National Bank (CalFirst Bank or the Bank) and leasing subsidiary, California First Leasing Corp (CalFirst Leasing). The primary business of the Company is secured financing provided through leasing and financing capital assets, commercial loans acquired through participation in the syndicated commercial loan market, by providing non-recourse loans to third parties secured by leases and equipment, and direct commercial loans. Its segments include CalFirst Bank and CalFirst Leasing. CalFirst Bank gathers deposits through posting rates on the Internet and conducts all banking and other operations from one central location. It provides leasing and financing to customers throughout the United States and across a range of industries and disciplines, including commercial, industrial and financial companies, as well as educational, government and non-profit entities.
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